Merit Card

One card, fourteen currencies

Hold, convert and spend in 14 currencies using the Merit Mastercard, avoiding hefty foreign transaction charges when spending abroad. Transact in any other currency as long as you have Pounds Sterling on your card balance. Supported currencies: Pound Sterling, Euro, US Dollar, Polish Zloty, Australian Dollar, South African Rand, Canadian Dollar, Swedish Krona, Swiss Francs, Hong Kong Dollar, Norwegian Krone, Japanese Yen, New Zealand Dollar and Danish Krone.


Convert currencies at the real exchange rate

Banks and other providers often add a mark up to their exchange rates whilst advertising low fees, which means you could be paying large hidden charges. We don’t. Convert between currencies at the real market exchange rate by using the app and say goodbye to hidden fees and inflated exchange rates.


Top up your card instantly

The Merit Mastercard is a prepaid card. Top up your card instantly on the app using your debit card. Your funds will appear immediately on your card balance.


Transfer funds instantly between cards

Transfer money instantly to anyone else who has a Merit Mastercard using the app. Sending money to a family member or paying back a friend has never been easier.


Enjoy exclusive lifestyle offers and benefits (Coming soon)

We believe that our cardholders should get something extra when they spend. Coming soon!