Merqury

The Merqury app allows you to accept payments from your customers without using debit or credit cards. That means card fees are a thing of the past. It also means you get your money immediately instead of waiting for it for days.



Merqury makes it super easy for your friends to pay you back in-person or via WhatsApp, iMessenger, email, carrier pigeon…Just say ‘Merq Me’ – show your QR code, tap your NFC-enabled Merqury Tag keyring, or share a link via your preferred messaging service to trigger an instant bank transfer. It’s safe, secure, instant, free, and it works with any UK bank account(1).


***When are Merqs useful?***
Anytime someone owes you money!
Split the bill at a restaurant
Collect money for festival tickets or group events
Get reimbursed by your housemates for shared rent and bills


***Let us chase your mates***
Merqury includes an auto-chase feature to take the awkwardness out of following up. Just turn it on, and we’ll gently nudge anyone that owes you money so you don’t have to.

***Recurring payment links***
Do you have to routinely collect money from people, e.g. for household bills? Set up a multi-payment link which you can share once and make it super easy for people to pay you every time they owe you.


***Merqury for Business***
Merqury is also available for businesses to accept payments from your customers without using debit or credit cards. That means card fees are a thing of the past. It also means you get your money immediately instead of waiting for days.


***Why use Merqury for Business?***
* One simple low fee, save up to 85% vs card payments.
* No hidden fees or surprise costs. No account fee, no PCI/DSS fee, no variable fees for different payment types, no “just because” fee…
* No contract. Pay as a you go and cancel anytime.
* Instant access to your funds - we settle money directly into your bank account within seconds of the transaction completing.
* Loaded with features to help you run your business – product catalogue, tips functionality, email receipts, payments reporting, employee accounts, and more.
* Turn your phone into a card payment terminal for those times you just have to take a card payment.


***Merqury for Business works just like Merqury Personal***
Once you have installed the app and registered, you will be able to initiate transactions right from your phone by keying in the transaction value. Your customer just needs to either scan your QR code or tap their mobile phone on your Merqury Tag (just like tapping a payment terminal). They will then authenticate the payment, and you will both receive a confirmation message that the money has been deposited into your account.


(1)Except Metro Bank and Co-Op Bank (coming soon).