MoMoney: Save & Invest Money

MoMoney helps you grow your savings and invest with confidence. It’s simple to use, making it easy to manage your money and build wealth.

Maximize your savings

Save your money in FD-powered Jars and earn more returns than your savings account.

Invest confidently with our Expert-made investment Baskets.

Invest in top Mutual Funds, Digital Gold, and FD directly or all at once by adding them to a single basket.

Spend, while staying invested.

Get a credit limit against your investment. Withdraw anytime and enjoy 10% cashback on your monthly bill.

We've simplified everything you need to grow your money. Start your investment journey in just 5 minutes and let your money work for you.

- Earn more returns than your bank account by saving your money in FD-powered Jars.
- Answer a few simple questions on the MoMoney app and get a personalized investment basket to help you reach your goal on time.
- Invest in ideas and themes with ready-made baskets created by experts.
- Import and track your Mutual Fund and FD investments on MoMoney.
- All investments on MoMoney are automated. You can set up daily, weekly, or monthly SIP for your basket. Pause, resume, or modify your SIP anytime.

MoMoney offers:

- Expert-made investment baskets for your goals
- Expert-made investment baskets based on ideas and themes
- Save for your short-term goals in FD-powered Jars
- Loan against Mutual Fund investment
- Import and track external investment
- SIP in Mutual Funds, FD, and Digital Gold
- Lumpsum investment using any UPI Apps
- Daily, weekly, or monthly SIP
- Automated investing of your money
- SIP Calculator to see past returns
- 100% safety and security

Maximize your savings:

- Save in FD-powered Jars for your short-term needs
- Earn better returns than a savings account
- Withdraw money whenever you want

Invest for your goals:

- Personalised investment recommendation
- Top investment option handpicked by experts
- Invest your money and track your progress
- Minimised risk and maximum returns

Invest in themes:

- Expert-made investment baskets
- Save money with the Tax Saver basket
- Invest money in the top 100 companies of India
- Basket of low-cost index Mutual Funds

Create your basket:

- Choose from 1800+ investment options
- Build custom baskets from Mutual Funds, Digital Gold, or FD

Invest automatically with SIP 2.0:

- Invest automatically daily, weekly, or monthly
- Set up autopay for your SIP via UPI, Net banking, or Debit Card
- Grow your money with SIP investment on autopilot

Get a Loan against Mutual Funds

- Use this loan to spend while your investment grows
- Get money within 2 hours
- Pay only 1% monthly interest on the used loan amount
- Repay the used loan anytime within 3 years
- Get flat 10% cashback on your monthly bill
- Example of Loan against Mutual Funds

Loan amount - ₹1,00,000
Interest - 12%
Loan tenure - 10 months
Processing Fee - ₹1,178
Disbursal amount - Rs. 98,822
Total Interest - Rs. 10,000
Total amount payable - Rs. 1,10,000


FD:

- FD with returns up to 9.1%
- FD insured by up to ₹5 lakhs by DICGC
- Withdraw money anytime after 7 days of investment
- Invest in FD without visiting a bank

Mutual Funds:

- Invest in Mutual Funds offered by all leading AMCs like Navi Mutual Funds, Nippon India Mutual Funds, ICICI Prudential Mutual Funds, etc.
- Invest once or auto-invest with daily, weekly, or monthly SIP
- Import and track external Mutual Funds on MoMoney

Digital Gold:

- 24K 99.9% guaranteed BIS Hallmark pure gold
- Buy anytime with just ₹100
- Sell anytime and get your money back
- Invest once or auto-invest with daily, weekly, or monthly SIP

Trusted by the best:

We've partnered with Suryoday SF Bank for FD and SafeGold for Digital Gold. We are a registered mutual fund distributor with AMFI Registration Number 273407.

Let’s have a chat! Contact us at hello@momoney.in