mPay - mobile payments

PUBLIC TRANSPORTATION
Purchase public transportation tickets without the need to look for other points of sale.

MPAY GO!
You will quickly and conveniently find the best and most affordable connection.

PARKING
Pay for your vehicle's parking without searching for change and parking meters. Save money by charging by the minute.

HIGHWAYS
No queues at stationary ticket outlets or congestion at gates.

PKP INTERCITY
Train timetables and tickets of the largest rail carrier connecting the largest cities in Poland.

RAILROADS AND BUSES
Queue-free and convenient with mPay's multi-search engine for connections.

INSURANCE
Travel insurance? School accident insurance? How about liability insurance (OC) or breakdown cover (AC)? Are you going on a trip? Do you want to insure your child? Or maybe you need OC/AC insurance? In 30 seconds you will compare offers and buy insurance suitable for you.

LOANS
No unnecessary formalities, instant decision and money on your account in a few minutes.

IN-APP TRANSFERS
Convenient transfers to other mPay users or to any bank account in Poland.

SERVICES FOR COMPANIES
The service allows you to automate payments, gain full control over them and facilitate monthly billing.

In mPay you can also find top-ups or tickets to places such as the Tatra National Park or the Warsaw Zoo.

MPAY CLUB
Did you know that you can collect points using the mPay app and exchange them for rewards? Join our club today and check out what we have prepared for you!

Additional information about the LOAN service

The lender is Soony Finance sp. z o.o. The granting of a loan depends on the result of the applicant's creditworthiness assessment. A representative example for the first loan provided through mPay S.A.: Annual Percentage Rate (APR) 0% under the following assumptions: total loan amount 900 PLN; total amount to be repaid 900 PLN; fixed annual interest rate 0%; total cost of the loan 0 PLN (commission 0 PLN, interest 0 PLN); agreement for 61 days. As of 06.06.2024. A representative example for a subsequent loan provided through mPay S.A.: Annual Percentage Rate (APR) 77.16% under the following assumptions: total loan amount 3,000 PLN; total amount to be repaid 3,300 PLN; fixed annual interest rate 0%; total cost of the loan 300 PLN (commission 300 PLN, interest 0 PLN); agreement for 61 days. As of 06.06.2024.

Representative example for another loan provided through mPay S.A.: Annual Percentage Rate (APR) of 76.88% with the following assumptions: total loan amount of PLN 1,600; total amount to be paid PLN 1,760; fixed interest rate per annum 0%; total loan cost of PLN 160 (commission of PLN 160, interest of PLN 0); agreement for 61 days. Status as of 01/08/2022.

The administrator of the personal data is Soonly Finance sp. z o.o., based in Warsaw, 16c Żwirki i Wigury St., 02-092 Warsaw. NIP: 525-253-13-20, REGON: 146101268. District Court for the Capital City of Warsaw in Warsaw, XIV Business Department of the National Court Register, KRS 0000418977, Registration number in the Register of Credit Intermediaries and Loan Institutions kept by the Polish Financial Supervision Authority is RIP000020. Share capital in the amount of PLN 40,019,100. All information about the principles of personal data processing, the purposes for which they are processed, the legal basis for processing, categories of recipients of personal data, the period of data processing, the necessity or voluntariness of providing personal data and the consequences of not providing them, automated decision-making and your rights can be found in our Privacy Policy: https://www.vivus.pl/polityka-prywatnosci