Muthoot FinCorp ONE

Muthoot FinCorp ONE gives you choice, convenience, & credibility for your financial needs, with loans, payments, forex, money transfers, insurances, & investment opportunities.

Our latest update lets renew your Gold Loan seamlessly and view a detailed 24x7 Gold Loan Top-Up information.
Also start investing in eSwarna Digital Gold or set up weekly/monthly SIPs.

Now recharge your mobile, FasTag wallet, pay municipal taxes, insurance premiums, along with payments for DTH, electricity, water, EMIs, postpaid mobile service, broadband/landline and do more on the app.

An SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy of 135+ years, and the trust of more than 1 crore customers.

Here is what you get on the app:

• Get Zero Hassle Loans for Every Need:

→ Now book your Gold Loan with just a missed call.
Also get Gold Loan From Home in just 30 mins* or book an appointment at one of Muthoot FinCorp Ltd.’s 3600+ branches across India

→ Our Vyapar Mitra Business Loans cater to business owners with no income-proof requirement

→ Get a Two-Wheeler or Used Car Loan with low interest rates & minimal documentation

→ Apply for a Loan Against Property conveniently.

→ Get Housing Loans with minimal documentation & flexible tenures


• Investing Made Simple:

→ With eSwarna Digital Gold set up weekly or monthly SIPs.

→ Now invest in Swarnavarsham & Swethavarsham plans to purchase gold or silver jewellery, coins, or articles with BIS Hallmark purity & tamper-proof packaging.

→ Invest in Muthoot FinCorp Ltd. NCDs to get high fixed returns


• Stay Insured, Live Secured:

→ Get Motor & Life Insurance to help you secure your future with hassle-free application process & quick policy disbursals


• Make Payments Instantly:

→ Make utility bill payments & do recharges on the app


• Get Hassle-Free Forex & Money Transfers:

→ Simplify Forex & money transfer services with competitive exchange rates & easy documentation

→ Book your orders for Indo Nepal & Domestic Money Transfers with no hidden charges


• Muthoot Blue Rewards:

→ Earn Points: Get reward points on eligible products with every transaction.

→ Exclusive Benefits: Each tier comes with its own set of unique benefits & point upgrades, that you can track on the app.

→ Redeem points: Redeem points to shop from 1800+ products in fashion, electronics, and kitchen appliances, or get deals & vouchers from top brands on the Muthoot FinCorp ONE app


Terms & Conditions For Gold Loans:

Gold Loan Range: Min Rs.1000 and max. as per MFL policy
Loan Tenure: 180 - 365 days
Annual Interest Rates: 10.95%* p.a. to 30.00% p.a.
Processing Fee* (Min to Max): 0%-0.3%*
Foreclosure Fee: Nil

Representative Example for Gold Loan From Home:
If the loan amount is ₹ 5,00,000 & a customer from Mumbai selects a Gold Loan From Home scheme with an interest rate of 12.99% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then overall calculated interest payable would be ₹ 32,475 only. A processing fee may be charged & could be 0.0% (Inc. GST) of the loan amount & the amount of this fee would be ₹ 0. The total of the loan would be (Principal + Interest + Processing Fee): ₹ 5,32,475. The customers get the convenience to pay the principal balance anytime within 180 days of tenure.

These numbers are indicative and subject to change according to the Gold Loan rate per gram. The final interest rate & processing fee of the loan amount may vary from one customer to another depending on their chosen scheme.

We do not provide any PayDay loans or loans with less than a 61-day repayment period by Appstore Policy.

Contact Us:

For any queries, reach out to customercare@muthoot.com
Privacy Policy: https://muthootfincorpone.com/privacy-policy
Legal Entity Name: MUTHOOT FINCORP LIMITED
For assistance, call: 1800-102-1616