MyPayNow

When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly!

Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want.


How it works:
1. Create an account, enter your employment info and link your bank statements to determine your available funds.
2. Request the funds you want and it will be in your account - in most cases within 60 seconds.
3. Scheduled repayments are automatically set up to coincide with your pay cycle.
4. Repeat as often and as much as you like, up to your available funds.


How much does it cost?
There is a 5% transaction fee and an annual percentage rate (APR) of 24%.
For example, if you receive a $100 advance for one week, you will incur a $5 transaction fee and $0.48 in interest, resulting in a total repayment of $105.48.


Why choose MyPayNow?
• Fast, simple, cheap, secure access to your money
• Private and discrete … we don’t contact your employer. We deal directly and only with you.
• Avoid stress and late fees … rather than falling behind on bills, pay them on time.
• No way to accumulate a huge debt as only a quarter of your wage is available.
• Repayments are initially set to match your pay cycle with flexible options from 2 days (minimum repayment period) to 62 days (maximum repayment period).
• Enjoy financial freedom and live life at your pace

MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.