NatWest Mobile Banking

Did you know that over 10 million customers now use the award-winning NatWest mobile banking app to access their account every day? Download our app today to make your day-to-day banking easy, quick and secure.

Why the NatWest app?
• Set up current, savings and student accounts instantly
• Enable multi-factor authentication (MFA) for better security and send high value payments in-app, amend payment limits and more
• Split a bill by sharing a payment request link with multiple people at once
• Get Cash in emergencies with a unique code without using your card
• Save your spare change with Single or Double round ups
• Discover our additional apps and services, including mortgages, home and life insurance and loans in one place
• Favourite payees to send money faster
• Calculate your carbon footprint and track your progress
• Budget easily by managing your monthly spending and set categories
• Set up an instalment plan to repay a credit card purchase over a set period
• Add your other bank accounts and see them in one secure place
• Freeze and unfreeze your credit or debit cards at any time

Apply for a Premier account
• Premier Select account – a premium account with no monthly fee
• Premier Reward account – for £2 a month, you’ll get £9 a month back in rewards, earn at least 1% at partner retailers per transaction and much more
• Premier Reward Black account – for £36 a month, you’ll get airport lounge access, travel and phone insurance, 24/7 concierge service and much more

Apply for a student account
• Open an account today and receive £80 cash and a free Tastecard
• Apply for an interest-free overdraft of up to £2000

Important things to know
• There is a maximum of 5 payments totalling £750 per day. You must be 16+
• Get Cash – withdraw up to £130 every 24 hours at our branded ATMs. You must have at least £10 available in your account and an active debit card (locked or unlocked)
• Touch ID, Face ID and Optic ID are only available on selected devices
• Not all features are available on the Vision Pro device
• Credit score available once opted in through the app, to customers over 18, with a UK address and is provided by TransUnion
• Spending – you must be aged 16+. Only available for Personal and Premium Current accounts
• You can freeze and unfreeze MasterCard credit cards and debit cards
• You can create one Travel Plan at a time, for a maximum period of 90 days which include up to 7 countries. Each country needs to be registered separately. The Travel Plan will apply to debit cards only, attached to accounts that are managed via mobile banking and only in your name. Joint account holders should register separately
• Managing your receipts is available to Business Banking and Premier customers only
• Our app is available to customers aged 11+ with compatible iOS and a UK or international mobile number in specific countries

Please make sure you accept the following permissions before starting:
• Allow the app to communicate through your network
• To find your nearest cash machine or branch, you’ll need to let the app find your location
• To ‘Pay your contacts’, the app will need access to your contacts list

Please note, the app contains images when logging in that may cause a reaction in individuals who are photosensitive. You can switch these off for your device by visiting the settings menu and the accessibility menu where you will be able to find motion and visual control settings (note this is not within our app but on your device’s settings itself). To download the latest app version, you should have an iOS device with OS – 15 and above.

By downloading this app, you’re accepting our Terms and Conditions, which can be viewed at natwest.com/mobileterms. Please save or print a copy along with the Privacy Policy for your records.