OneCard - Metal Credit Card

OneCard is a classy metal credit card fueled by technology, which gives it the uniqueness you deserve. And what’s so unique about it, you ask?

It comes with a dedicated feature-loaded, yet simple and secure mobile app with the metal credit card that lets you control every minute detail of your OneCard credit card. This powerful app, which looks like it’s straight from the future, is packed with unique functions that are unheard of in the credit card category.

Advanced Features making OneCard unique - everything is in the app!

Instant Virtual Credit Card Activation
Swipe-to-Pay—no more OTPs!
EMI: Manage & Convert Purchases to EMI
Rewards: 5X Rewards*, Instant Reward Redemption & management
Spending Tracker and Analysis
Bill Management & Payments: Pay & manage your OneCard credit card bill in the app
MyRent: Pay and manage rent using your OneCard credit card’s limit in the app.
Advanced Card Controls: PIN Change, Lock/Unlocking Card, Tap-and-Pay, Transactions, etc

We’ve reinvented the whole credit card experience. It’s time for you to experience it.

Let’s talk about some more benefits!

Charges?

Well, we love 0’s. Zero Joining Fees, Zero Annual Fees and absolutely no hidden charges. It’s a lifetime free credit card.

What about rewards?

Instant Rewards on every spend. 5X Rewards on the top two category spends in a month. Lifetime validity and no cap on earnings All your reward points can be redeemed for cash or purchases in-app! Also, get Rewards for Referral.

Still paying in full?

Attractive EMI offers - split your purchases over 3,6,9,12,18 and 24 months in the EMI dashboard, anytime, anywhere, in the app.

Does it work abroad?

Not just work, there’s also only 1% Forex fee and a fuel surcharge waiver too!

What are dashboards?

If OneCard is an office, dashboards are the specialized departments. Each dashboard, like MyRent, Card Controls, EMI, etc is a one stop solution to manage and track everything about the feature.

What about offers?

There are amazing Offers on Top Brands across categories, and new ones keep getting added.

What is OneCard & FD Combo?

Based on eligibility and internal policies, the combo offer gets you a high interest Fixed Deposit (FD) and a OneCard credit card with a 100% limit of the FD amount. It is a great credit score builder, which not only helps you build your credit score but also helps you improve it. And did you know, the eligible FD amount starts as low as Rs. 5,000! And yes, even students, 18 and above can apply for OneCard credit card + FD combo! Your FD amount is totally secure with our banking partner regulated by the RBI.

Where do we serve?

Both the OneCard and the OneCard Credit Card+FD Combo (based on eligibility) Mumbai, Pune, Bangalore, Delhi NCR, Chennai, Hyderabad, Ahmedabad, Kolkata, Nagpur, Nashik, Visakhapatnam, Mysore, Indore, Jaipur, Coimbatore and 50+ cities for our OneCard + FD Combo.

OneCard UPI

You can now make UPI payments from the OneCard app. All you need to do is add your bank account or any RuPay credit card. With a unique UPI ID, you can simply scan to pay at your nearby stores or send money to other UPI users.

OneCard Banking Partners & Conditions

OneCard Credit Card is offered by FPL Technologies in partnership with South Indian Bank (SIB), Federal Bank, BoB Financial and the FD-backed credit card with SBM (State Bank of Mauritius). The interest rates will be determined as per your credit profile and our risk assessment.

You must be over 18 years of age and an Indian resident to be eligible for OneCard. The approval is based on the bureau and internal credit guidelines.

Interest & other charges

Interest free period - up to 48 days
Interest rate on unpaid dues - 3.00% p.m.
Cash withdrawal charges - 2.5% per transaction
Over limit charges - 2.5% (min rs 400)
EMI
Interest - up to 1.33% p.m.
Processing fee - 1% (min 99)
Foreclosure fee - 3% (min 99)

Instantly get your virtual credit card. To apply, download the OneCard app now and #BeTeamMetal