To use the services of ОнлайнГроші and take out an online loan, you must meet certain conditions:
OnlineGroshi - credit to card
What is it about?
To use the services of ОнлайнГроші and take out an online loan, you must meet certain conditions:
App Store Description
To use the services of ОнлайнГроші and take out an online loan, you must meet certain conditions:
Loan amount: from UAH 500 to UAH 50,000.
- The maximum maturity is 210 days.
- The minimum maturity is 63 days.
⁃ The interest rate on the loan is from 0.01% per day.
⁃ The maximum annual percentage rate (APR) is from 29.63%.
⁃ No additional fees and charges.
Types of loans: microcredit (microloan), installment plan, long-term loan, additional credit (additional money within the existing agreement)
Ways to receive funds: online loan to a card or in cash at branches throughout Ukraine
Client age: from 18 to 70 years old.
⁃ Requirements: Citizenship of Ukraine, passport and taxpayer identification number.
ОнлайнГроші offers its customers the opportunity to use a loan calculator to calculate loan parameters in Ukraine. This tool allows you to quickly and conveniently determine the loan amount, maturity and calculate the cost of the loan.
Calculation example
(for the consumer loan “Money in installments” (interest rate 1% per day) without collateral):
With a loan amount of UAH 3,000 and a term of 98 days, the interest rate is 1% per day and the loan fee is 20% of the amount. The interest for using the funds for the entire loan term will be UAH 2,120.51, and the commission will be UAH 600.
Daily interest rate [APR] = ([Total loan amount]/[Loan amount])/[Term] × 100% = (2,120.51 + 600)/3,000/98 × 100% = 0.93%. The loan is repaid in installments - equal payments of UAH 817.22 every 14 days. For this calculation, the maximum loan term is 140 days and the minimum is 98 days. The client has the right to repay the online loan ahead of schedule without any additional fees for early repayment. In case of early repayment, the client pays interest for the actual period of using the funds.
Advantages of lending - benefits of applying for a loan in ОнлайнГроші
One of the main advantages of the company is the speed of obtaining a loan. You can easily and quickly get a loan online:
⁃ Consumer microloan without guarantors;
⁃ No collateral (unsecured loan);
⁃ No official employment;
⁃ High probability of loan approval;
⁃ With an imperfect credit history (CH);
⁃ Low interest rate (the possibility of obtaining a loan at 0.01%);
⁃ Minimal bureaucracy (only a passport and TIN are required to process money);
⁃ Round-the-clock acceptance of applications in ОнлайнГроші (automatic loan approval around the clock).
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