Onyx Private: Bank & Invest

Onyx Private is a modern and more accessible private banking membership for the new generation of young professionals, investors and entrepreneurs. Onyx offers a digital premium banking and wealth management experience with a personalized white-glove 24/7 lifestyle concierge service.


Onyx members have access to:
● High-yield FDIC insured 1.4% APY checking accounts
● High-limits free money movement (wires, ACH, ATMs, international transaction fees)
● Free Joint Accounts for your up to 4 members
● 17g Metal Debit Card and multiple virtual cards. High transaction spend limits on each card ($20k per transaction)
● 1%-10% cash-back on card spending and 1% on credit card bill payments
● Free Personalized Robo-advisory with direct indexing and tax-loss harvesting
● 24/7 Personalized white-glove concierge for payments, lifestyle & wealth
● Other exclusive member benefits like Lounge Access, Estate Planning, Mortgage Loans, Fitness discounts and more…

Onyx is a financial technology company and is not a bank. Banking services provided by Piermont Bank; Member FDIC. The Onyx Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

See Terms of Service and other legal documents for specific details.