OTR Clutch

Shift your business into high gear with OTR Clutch, the first online banking solution designed specifically for trucking companies. Earn unlimited cash back on debit purchases including recurring insurance and finance payments, overdraft up to $100 without fees or penalties, and build business credit to gain access to credit and financing options.

Backed by the Most Trusted Name in Transportation
OTR Clutch is the newest innovation from OTR Solutions expanding their reputation as a trusted and reliable factoring provider into the banking world. In partnership with FDIC insured Thread Bank, OTR Clutch delivers unparalleled security and peace of mind where you need it most.

Earn on Every Card Swipe on Debit Purchases
Earn cash back on your everyday purchases and your high dollar expenses like insurance, equipment financing, and more.

Fee-Free Overdraft up to $100
A bank who doesn’t know trucking wouldn’t understand how variable and unexpected your expenses can be. That’s why OTR Clutch lets you overdraft up to $100 without fees or penalties.

No Fees, No Minimums, No Credit Checks
Open an account and start spending for free. There are no monthly balance minimums, usage requirements, or fees.

Keep Your Current Account
Open an OTR Clutch account and use it the way you want to, no need to close out your other accounts. But, we don’t think it will be long until you make OTR Clutch your preferred banking option.

Access OTR Solutions' Suite of Services
Need a factoring company? How about the best fuel discounts in the industry? With OTR Solutions factoring, OTR Fuel Card, and their vast network of insurance, load board, and compliance partners you won’t have to go far for more deals, savings, and resources.