Paisa247

Looking for a quick, hassle-free way to find the best personal loan? Meet Paisa247, your friendly loan comparison partner made for India. Paisa247 is not a lender – instead, we connect you with multiple licensed financial institutions so you can find your ideal loan.

Apply for a personal loan from ₹5,000 up to ₹15 Lakhs. With interest rates beginning at 11.99% p.a., you can choose from flexible repayment tenures between 64 days and 540 days.

KEY FEATURES:
- Instant Loan Offers: Get personal loan offers up to ₹50 Lakhs.
- Affordable Interest Rates: Starting at 11.99% p.a.
- 100% Digital: A completely paperless application process.
- Quick Disbursal: High approval rates and fast fund transfers.
- Flexible Repayment: Choose a tenure from 6 months to 5 years.
- Safe & Secure: Your data is protected with 128-bit SSL encryption.

REPRESENTATIVE LOAN EXAMPLE:
A representative example of the total cost of the loan, including all applicable fees:

If you borrow ₹1,00,000 at an interest rate of 13% with a repayment tenure of 1 year:
- Processing Fee (2%): ₹2,000
- GST on Processing Fee (18%): ₹360
- Total Processing Fee: ₹2,360
- Monthly EMI: ₹8,932
- Total Interest Payable: ₹7,181
- Total Amount to Repay (after 1 year): ₹1,10,129

The Maximum Annual Percentage Rate (APR) can go up to 36%. The final APR is at the discretion of the lending partner and may vary based on your credit profile.

ELIGIBILITY CRITERIA:
- Age: 21–60 years
- Residency: Indian Resident
- Income: Minimum monthly income of ₹15,000 (salaried or self-employed)
- Credit Score: CIBIL score of 650+ (subject to lender approval)

HOW TO APPLY:
1. Download and log in to the Paisa247 App.
2. Fill in your basic details and desired loan amount.
3. Get connected instantly with our RBI-approved lenders.
4. Once approved, receive a direct transfer to your bank account.

OUR RBI-REGISTERED LENDING PARTNERS (NBFCs):
As a loan facilitator platform, we exclusively partner with Non-Banking Financial Companies (NBFCs) and Banks that are authorized by the Reserve Bank of India (RBI). Our key partners include:

- Bhanix Finance and Investment Limited (CASHe)
- Taplend

For a comprehensive, up-to-date list of all our financial partners, please visit our official website: https://paisa247.in

PLATFORM DISCLAIMER:
Paisa247 is not a lender and does not issue loans directly. We act as a platform to connect borrowers with RBI-registered Non-Banking Financial Companies (NBFCs) or banks. We facilitate the loan process but are not involved in the final lending decisions or collections. The loan terms, including APR and repayment tenure, are determined by the lender.

CONTACT US:
For any queries, please email us at support@paisa247.in