PANDINADU FINANCE

***PANDINADU FINANCE - Your Trusted Lending Partner***
PANDINADU FINANCE, an RBI-approved NBFC, provides fast and affordable online loans to Indians. Our user-friendly platform lets you apply for loans anytime, anywhere, with a fully digital process that requires no collateral. We're dedicated to offering accessible and secure financial solutions. With PANDINADU FINANCE, you can enjoy a seamless loan application experience, ensuring you get the financial assistance you need, when you need it.

***Instructions***
- Loan Amount: Minimum loan amount is Rs.1,000 and the maximum is Rs.100,000.
- Period: The loan period ranges from 91 to 365 days.
- Interest Rate: Maximum daily interest rate is 0.09%.
- Handling Fee: The handling fee is 2% to 6% of the loan amount.

***Scenario***
- Loan Amount: Rs.5,000
- Period: 183 days
- Daily Interest Rate: 0.06%
Calculations:
1. Handling Fee Calculation:
- Handling Fee Percentage: 2%
- Handling Fee: Rs.5,000* 2%+Rs.5,000* 2%*18% = Rs.118
2. Amount Received by the User:
- Net Amount Received: Rs.5,000 - Rs.118 = Rs.4,882
3. Interest Calculation:
- Daily Interest: Rs.5,000* 0.06% = Rs.3.00
- Total Interest for the Period: Rs.3* 183 days = Rs.549
4. Monthly Repayment:
- Total Repayment Amount: Rs.5,000 + Rs.549 = Rs.5,549
- Monthly Repayment: Rs.5,549 / 6 months = Rs.924.83
5. Annual Percentage Rate (APR):
- APR Calculation: Based on the total cost of the loan and the amount borrowed over the period, the APR is approximately 26.6%.

***Loan Requirements & Conditions***
- Age: 18 to 60 years old.
- Valid cellphone number for verification.
- Aadhaar and PAN cards for identity and credit assessment.

***Application & Repayment Process***
1. Install the PANDINADU FINANCE app from the App Store.
2. Submit your personal information.
3. Wait for the review process.
4. Timely repayment improves your score and enables easier re-loans.

***Advantages of the PANDINADU FINANCE***
- Apply for a loan anytime, anywhere.
- Three easy steps for a quick and hassle-free application process.
- Fast processing with efficient auditing.

***Privacy Commitment***
- We prioritize customer privacy and do not disclose personal information to third parties without explicit permission.
- Personal information is used solely for identity verification and credit evaluation.

***Contact***
- PANDINADU FINANCE COMPANY PRIVATE LIMITED
- No. 4, New Mahalipatti Road Madurai Madurai Tamil Nadu 625001
- service@pandinaduindia.club
- https://www.pandinaduindia.club
- https://www.pandinaduindia.club/pandinadu_privacy.html