PennyTalk - Spending Tracker

PennyTalk is a simple, private, and powerful expense tracker designed for everyone — especially older adults who want to manage their finances without the complexity.

Talk to Penny
Easily record your income and expenses using your voice. Just say things like “Penny, add an expense for groceries: $25” — and it’s done. You can also add and edit manually if preferred. Currently, it recognises English audio only.

Clear and Calm Dashboard
Your financial summary is presented with large fonts, accessible charts, and clean design — helping you stay on top of your daily and monthly money habits.

Track Expenses
Categorise your spending (Food, Transport, Health, etc.) and see where your money goes.

Log Income
Keep a record of salaries, pensions, part-time work, or other income sources with ease.

Data Management
Export and Import your transactions easily (CSV file).

Private & Offline-First
PennyTalk works entirely offline. Your data is stored securely on your device and never shared with third parties.

Built for Accessibility
Optimised for VoiceOver, large buttons, readable fonts, and intuitive navigation - making it ideal for older users or anyone who prefers a simpler interface.


Why PennyTalk?
* No ads. No tracking.
* Designed with simplicity and dignity in mind.
* Works great without an internet connection.

Whether you’re managing a household budget or helping a loved one stay organised, PennyTalk brings peace of mind and independence to personal finance.

PennyTalk is an independent project with no ads, tracking, or cloud fees. Your support helps keep it private and simple.