Pera now-online lending app

Pera now offers convenient installment loans for Filipinos in need of quick cash assistance. Through our fully digital lending platform, users can easily apply for personal peso loans online to tackle unexpected expenses or emergencies. With a focus on speed, security and accessibility, applicants can receive funds directly and securely as soon as their application is approved.
As a leading online lending service, Pera now is committed to diversity, inclusion and innovation in providing financial solutions. Borrowers from all walks of life can turn to us to obtain the funds required to resolve various issues , whether personal, business-related, bill payments, medical costs or other obligations.
Our accessible application process prioritizes the safety, privacy and convenience of our customers. A government-issued ID is all that is required to start an application without collaterals. In just a few clicks from any location, users can have the cash in-hand to navigate life's challenges. Pera now strives to make credit services simple and readily available to Filipinos through our digital platform and streamlined end-to-end experience.
Our company’s PSEC registration number is NO.CS201200176, and the certificate of authorization (CA) number is NO. Chapter 1154
Maximum Loan Amount: Up to PHP 20,000
Loan Tenors: 91 days to 180 days
Fees and Charges:
Annual Interest Rate: Maximum of 10%
Processing Fee: 10% of loan amount paid upfront
No additional hidden charges
Monthly Repayment: (Loan Amount + Interest) / Tenor
For example:
6 month loan of PHP 10,000 at 10% annual interest
Funds Received: Loan Amount - Processing Fee = PHP 10,000 - 10% of PHP 10,000 = PHP 9,000
Total Payable: Loan Amount + Total Interest = PHP 10,000 + 10% of PHP 10,000 x 180/365 days = PHP 10,493
Monthly Installment: Total Payable / Tenor = PHP 10,493 / 6 months = HP 1,749

Key advantages of Pera now:
1. Quickly apply online, it only takes a few minutes to complete the application and get quick approval.
2. Low threshold, you only need to provide basic personal information and identity documents, no guarantee required.
3. Multi-channel repayment is more favorable, supporting online bank transfers, channel store repayments, etc.
4. Online services are available around the clock, with full online support from application to repayment.
5. Funds are safe and efficient, and the entire process is electronic to prevent fraud.
Contact us:
- Company Name: DIASTARS MICRO-LENDING INVESTORS INC.
- Email: cs@pera-now.com
- Address: Padre Burgos Street, Imelda 7117 Labason