Pera Pitaka-Cash Pera loan

Pera Pitaka's loan period is designed flexibly, and you can choose a repayment period that suits the customer's personal monthly income and expenditure cycle, such as installments and VIP banking services. We offer generous overdue grace periods and a unique user experience in swing lending.
Our purpose is to help Filipinos easily solve their temporary financial needs. Once approved, the funds will be directly transferred into the user's account through GrabPay, Paymaya or a third-party digital payment platform to achieve truly fast lending.
At the same time, we will continue to optimize our products and launch more customized pre-loan and post-loan products to enrich user experience. For example, it can enhance personal credit management functions and provide more accurate post-loan repayment management.
PSEC Registration Number is NO. AS94005803, Certificate of Authority (CA) Number is NO. 255
Product introduction
- Age: Over 20
- Loan amount:
- Min ₱5,000
- Max ₱60,000
- Loan Term:
1. Min 91 days (shortest, including renewal time)
2. Max 181 days (longest, including renewal time)
- Interest rate: Maximum APR is 30% per year
- Transaction fee: None
Example
For a ₱5,000 loan with a duration of 91 days, the repayment plan would be as follows:
- Interest amount is calculated as ₱227 based on an interest rate of 0.05% per day.
- The total amount to repay is ₱5,227, which includes the loan amount and interest.
- Monthly repayments would be approximately ₱1,742 when divided into three equal installments.
Why choose Pera Pitaka
Efficient and concise application
The Pera Pitaka application process is mainly based on the mobile terminal. There is no need to submit a lot of materials. You can get the result after completing the application within 3 minutes.
Adapt to personalized amounts
We provide flexible loan amount options to help you choose the plan that best meets your actual needs.
Open and transparent pricing
We clearly list each rate and charging standard from top to bottom to ensure that the rates are transparent and open, and there will be no additional user fees.
Fastest fund withdrawal
Through us, you can obtain funds within 24 hours once approved, easily solving your cash flow needs.
Security and confidentiality integrated
We use industry-leading data security technology to properly keep each user's private information and transaction data safe.
Loan application procedure for first time borrowers
- Download and registration
- Fill out loan application
- Review and approval
- Funds disbursement by Gcash, Paymaya or other third-party payment tools
- Repayment
Contact us
- Company Name: ACE LENDING INVESTOR INC.
- Email: cs@acelending-ph.com
- Address: 986 Quirino Hwy, Novaliches, Quezon City, 1116 Metro Manila, Philippine