PeraCredit-Peso Cash Loan App

Meet PeraCredit, your reliable loan app in the Philippines, offering up to ₱88,000 with flexible terms from 91 to 365 days. Whether you're planning a big purchase, handling unexpected expenses, or simply need a financial boost, PeraCredit makes borrowing simple and stress-free. With quick approvals and a straightforward process, getting the funds you need has never been easier.

Download PeraCredit today and take control of your financial future with confidence!

Loan products
Loan Amount: The minimum loan amount is ₱2,000 and the maximum loan amount is ₱80,000
Annual interest rate: the minimum annual interest rate is 10.95%, the maximum annual interest rate is 25.55%
Loan Term: The minimum loan term is 91 days and the maximum loan term is 365 days

The higher your credit score, the more loan you can get.

Loan example:
Loan Amount:10000 PHP
Loan term:90 days
APR:25.55%
Calculation formula:
Total interest = loan amount * annual interest rate * loan term (days) / 365 (days)
Total interest = 10000 *25.55% *90 / 365 =630
Total repayment amount = loan amount * annual interest rate * loan period (days) / 365 (days) + loan amount
Total repayment amount=10000 *25.55% *90 / 365+10000=10630
Monthly Payment= loan amount/（90/30）= 10630/（90/30）=3543.33

PeraCredit‘s advantages:
1. Convenient operation: submit information online, and select the loan amount.
2. No collateral: PeraCredit is a completely no collateral online peso lending platform.
3. Privacy and security: PeraCredit will protect all users' information.
4. Flexible choice: extendable loan term, reloan after repaid , multiple loan methods.

Who can borrow?
1. Any Filipinos in the Philippines and 18+
2. At least 1 valid ID and a phone number

About Us
Email: support@metroadvances-lending.com
Address: Poblacion 87 Awayan, Carcar City, Cebu, 6019 Philippines