PeraLakas-Loan App Philippines

PeraLakas is your reliable partner in achieving your short-term goals when you are financially constrained. Our online loan service will help you make your dream turn into reality. Our flexible repayment term with no collateral requirement will be your friend during hard times. Our secured and smooth process will save you time to get a loan not more than 6 hours plus no lines to worry about. Let's achieve your goals together at any time of the day. Start your application now with our 5-minute easy process.

Introduction of Product:
Loan Amount: ₱1,000 - ₱90,000
Loan Term: 91 days (shortest) - 365 days (longest)
Annual Interest Rate (APR): Maximum interest rate is 28%

The loan cost is calculated:
Amount to be returned = Loan Amount (1+ Loan Term * Rate / 100)
All applicable fees are already included in total cost of loan.
APR varies from 10% to 28% maximum.

Representative example:
You apply for ₱10,000 to be repaid in 3 months. Amount to be returned will be ₱10,365 with a monthly payment of ₱3,455 per month. APR is 14.6%.

Use quick cash advance unsecured lending money application for your urgent needs. Take money before payday, for medicine, gifts, and other financial needs. Apply for reliable and secure lender service when salary is not enough.
FAQ: conditions of the peso cash lending money app service

How to apply for an easy payday online loan via the app?
A very fast process to get cash advance:
1. Download the PeraLakas-Loan App Philippines.
2. Fill the forms in 5 minutes.
3. Wait for SMS for approval.
4. Get the money from ₱1,000- ₱90,000 pesos to your bank account.

Benefits:
1. No collateral – unsecured lending.
2. No need to spend your time in-office visits.
3. No inconvenience, use 1 id.
4. Instant within 5 minutes disbursement after approval.
5. Growing approval amount. Start a journey to significant sums of money, any time. Grow your financial shoulder from ₱1'000 to ₱90'000.

Who can get a cash loan?
1. A person is a Philippines citizen and 18+ years old.
2. Has at least 1 id and has a mobile number.
3. Has a job or self-employed.

Security
PeraLakas's security system is designed in line with the best banks in the country. Rest assured that all your data is safe as it is managed using encryption.

About Us:
If you experience any issues with the app, please contact us between 9:00 AM and 6:00 PM (Monday to Sunday).
Email: support@lumena-microlending.com
Address: Rambutan St Zone 18 Brgy, Mandurriao, Iloilo City, Iloilo, 5000 Philippines