phyre - Better than a wallet

Download phyre and START FOR FREE!
phyre connects all your payment and loyalty cards, gives you instant money transfers with no fees, enables you to pay securely online and offline and to track all your transactions in real time.

With phyre you can:

Link all your loyalty cards and use them on your phone
You can store any client card on phyre, It doesn't matter if it is a well known international brand or your local pharmacy. If you can't find a template of your card, don't worry! Just take a photo and you will have it in the app. Scan it, digitize it and never carry the plastic in your pocket again.

Send and receive instant money transfers no matter which bank you use
All money transfers between phyre users are absolutely free and instant.
Activate your phyre account and start sending immediately. As easy as sending a SMS.

Budget and expense management function

"Expenses" shows your spendings on a monthly, weekly and daily basis. This makes your monthly budget easy to manage.
You can also view the total amount you have spent for the given day, week or month, separated into different categories.
With our new budget manager function, it’s now even easier to track your personal financial transactions, review your daily, weekly and monthly expenses and manage your monthly budget better.

Get the free virtual phyre Mastercard and shop online with no risk
Control the card from your phone - freeze and unfreeze it whenever you want to.
Protect yourself from forgotten automated payments and subscriptions.
Get the only card you need to carry

Order your phyre Mastercard and leave the rest of your cards at home. You can top it up instantly with any of your payment cards, withdraw cash or use it to pay on any POS terminal in the World. Control it from your phone, follow your transactions in real time and get instant payment notifications for free. Spend less time worrying about your payment cards and more time enjoying the things important to you.


Share phyre with friends and earn together
As a phyre user now you have the chance to earn rewards by sharing your personal phyre link with friends. Anyone who installs phyre using your link gets a welcome bonus. When your friend installs phyre, tops up his profile and makes a transaction, you will also get a bonus in your account.


Stay in control of your spending
Track your expenses in real time and get free instant notifications for your payments.


Bank-grade security
We take security seriously! Payments in phyre are processed by Paynetics, an EU licensed e-money institution that is a principal member of VISA and Mastercard. We have a bank-grade security system and our application has been certificated by Mastercard.


It is that good
You can use phyre absolutely free for one year and after that it will cost you just 1 euro per month. We will never charge you without prior notice and you can always stop using phyre.