Piramal Finance - Loans & More

Apply for Instant Personal Loan | Check Free Credit Report | Eligibility & EMI Calculators.

The Piramal Capital & Housing Finance, herein referred to as “Piramal Finance” is a registered Housing Finance Company (HFC) with Reserve Bank of India (RBI).

Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions.



Home Loan

Purchasing your new home is simpler than ever with a Piramal Finance Home Loan. Secure quick funding of up to ₹2 Crore, making your dream home a reality with ease.

Features of Home Loan

Loan Amount - ₹ 5 Lakh - ₹ 2 Crore

Loan Tenure – Up To 30 Years

Loan Interest Rates Starting At 9.50%* p.a.



Benefits of Home Loan

Tax benefits

Flexibility of Repayment

100% Digital Documentation

100% Secure Process



Personal Loan

You can avail Instant Personal Loan for various purposes such as Travel, Emergencies, Weddings, Debt Consolidation, and more at competitive interest rates.

Features of Personal Loan

Loan Amount - ₹ 25 Thousand - ₹ 5 Lakh

Loan Tenure Up To 60 Months

Loan Interest Rates Starting At 12.99%* p.a.

Minimum Monthly Salary - ₹ 25,000/-



Benefits of Personal Loan

Instant Disbursal

No Co-Signer / Guarantor

100% Digital Documentation

100% Secure Process



Instant Personal Loan Example:

Loan Amount: ₹ 1,00,000

Tenure: 12 Months

Annualized Percentage Rate (APR): 17.29%

Max. Annualized Percentage Rate: 33.99%

Min. Annualized Percentage Rate: 14.49%

Equivalent Monthly Interest Rate: 1.2%

Processing Fee (PF): ₹ 1,500

GST: Charges inclusive of GST

Interest Rate: 14.49%

Interest: ₹ 8,021

EMI: ₹ 9,002

Amount disbursed: ₹ 9,830

Total repayment amount: ₹ 1,09,701



Steps to Get an Instant Loan

1. Download the Piramal Finance App

2. Apply for the loan

3. Complete the basic digital documentation – ID proof and address Proof.

4. Select Loan Amount & Tenure

5. Provide work Information

6. Update Bank Details

7. Get the quick funds to your registered bank account



Business Loan

Starting your business is quick and hassle-free with a Piramal Finance Business Loan. Choose between secured or unsecured options and get the funding you need to grow your business.

Secured Business Loan Features

Loan Amount - Up To ₹ 2 Crore

Loan Tenure – Up To 15 years

Loan Interest Rates Starting At 11.50%* p.a.



Unsecured Business Loan Features

Loan Amount – Up To ₹ 20 Lakh

Loan Tenure – Up To 48 Months

Loan Interest Rates Starting At 16.49%* p.a.



Benefits of Business Loan

No Collateral

Instant Disbursal

100% Digital Documentation

100% Secure Process

Contact Us:

If you have any feedback, questions, or concerns, please e-mail us at customercare@piramal.com or call us at 1800-266-6444. You can also reach us on WhatsApp!
Please refer to Most Important Terms & Conditions (MITC) for additional information related to loans – https://www.piramalfinance.com/stakeholders/policies

*Terms and Conditions are subject to underwriting by Piramal Finance. For details, refer to the Piramal Finance Website – https://www.piramalfinance.com/