Pocket.kg

The Pocket.kg mobile application is a product based on artificial intelligence and technologies for providing online loan services and repaying them remotely (without visiting offices) at any time and from any phone with Internet access.

- Get a loan up to 15,000 soms instantly through your phone in the Pocket.kg mobile application!
- Withdraw funds to any Elcart, VISA or MasterCard card
- Transfer to your friends wallet
- Repay a loan from a card, wallet or through payment terminals.
- Simple registration.

Privacy Policy
We strictly adhere to the local laws and regulations of the Kyrgyz Republic. In addition, we keep the confidentiality of personal information in a safe place. We comply with the requirements of the State Financial Intelligence Service for ant-money laundering, as well as the State Agency for Personal Data Protection under the Cabinet of Ministers of the Kyrgyz Republic.

How to get a loan?
Once a customer installs the app and registers with valid information, their credit score is assessed based on our AI system and centralized loan database (CIB Ishenim). This prevents customers from taking on multiple loans, which could make them unrepayable. After the client's credit scoring is completed and the credit line agreement is signed by the parties, the client can receive a loan at any time to his wallet without any additional criteria and withdraw funds to his Elcart, VISA or MasterCard card.
Loan amount: from 1,000 soms to 15,000 soms
Interest rate: 0%
APR: 36%
Credit line term: 1 year
Commission for issuing a loan: from 3% per month.

How to repay a loan?
The client can repay the loan at any time without additional commission or interest. Our system informs clients about the repayment period by a notification in the Pocket.kg application and a phone call from our customer support service. Clients can repay a loan directly from the Pocket.kg application, Elcart, VISA or MasterCard bank cards, as well as through a network of payment terminals. When customers repay the loan on time, they can increase the loan amount, reduce the fee for issuing a loan, and receive bonus points.

What is a bonus point?
Customers can accumulate bonus points in several ways and use them to increase the loan amount and reduce the fee for issuing a loan:
1. Pay off the loan on time +10
2. Making payments +1
3. Read daily news +1
4. Play games (+5 up to)
5. Invite friends +50
6. Watch instructional videos +50
7. Registration +100
8. Others

Example: if a client borrows 15,000 som for 90 days:
Loan amount - 15,000 soms
Loan term - 90 days (may be extended before the expiration date)
Monthly commission rate - 3%
Average Monthly payment – 5444 soms
Total commission - 1332 soms
Total payment: 16332 som

You will never be bored with Pocket.kg.

Connect with us:
Customer service: + 996 (551; 701; 771) 611188;
E-mail: call-center@pocket.kg
Website: www.pocket.kg
Address: Bishkek, st. Koenkozova, 75