Prosper Savings

Join a diverse community of smart investors on a mission to maximise potential returns and minimise fees.

Keep more of your money for your future

* Say goodbye to high fees that eat into your hard-earned savings.
* Simple, transparent pricing so you always know what you’re paying for.
* No exit fees. And we won’t charge you to transfer accounts to us either.

Grow your wealth with expertly curated investments

* Save time searching when you browse our smaller, carefully handpicked list of funds.
* Start with a ready-made portfolio or pick and choose funds as you like.
* Gain access to exclusive private market investments (coming soon). Please note: these will only be available to certified sophisticated or high net-worth individuals. They are high-risk investments and you’re unlikely to be protected if something goes wrong. Don’t invest in private markets unless you’re prepared to lose all the money you invest.

Maximise your earnings with tax-efficient accounts

* Save for retirement with a Self-Invested Personal Pension (SIPP).
* Invest tax-free with a Stocks & Shares ISA.
* Consolidate and expand your investments with a General Investment Account (GIA).

Open or transfer an account online. No paperwork, no phone calls.

* Open or transfer an account directly from your phone. Get started with our easy-to-use app.
* To open a new account, all you need is your National Insurance number, ID and bank details.
* To transfer an account, all you need is the name of your current provider, account number and the estimated balance.

Invest with ease with simple, slick technology

* Link your bank account and invest in minutes.
* Deposit and withdraw money in seconds.
* Request a pension transfer in under 2 minutes.

Protect your life savings

* We’re authorised and regulated by the Financial Conduct Authority, registration number 991710.
* Your money is securely held with our FCA-regulated custodian, Seccl Technology, which is part of Octopus Group.
* Your assets are protected by the government’s Financial Services Compensation Scheme.

When you invest your capital is at risk.