Rate: Simple Mortgage & Loans

Rate is a next-generation mortgage app that blends personal and financial wellness so you can navigate life’s biggest milestones with confidence. Rate members can access financial tools, expert coaching, and personal wellness content to simplify the homebuying process, reduce financial stress, and improve your overall wellbeing.

Mortgage in the Blink of AI
Rate combines cutting-edge technology and AI to simplify every step of the mortgage process. With same day approvals and a seamless digital platform, Rate gives modern homebuyers the speed, confidence, and peace of mind to secure their dream home with ease.

Find Your Balance, Fuel Your Future
With expert-led yoga, meditation, fitness, nutrition coaching and more, we provide the wellness tools to keep you focused and energized, ready to manifest the future you deserve.

Key Features:
• Apply and get approved in minutes for a sameday mortgage, refinance, or home equity line of credit (HELOC)
• Determine how much home you can afford with our mortgage calculator and budgeting tools
• Estimate your home's value using our simple home valuation tool
• Get instant cash when you qualify for personal loans
• Track your loan progress with our Loan Center
• Connect with your mortgage or loan advisor for support every step of the way
• Get instant quotes for home and auto insurance from multiple providers.
• Set a Rate Alert to track mortgage rates and get notified when they drop, so you can refinance stress-free
• Access a wealth of financial resources, tools, and content to support your life’s financial journey.
• Improve your personal wellness with expert-led content and challenges spanning fitness, nutrition, yoga, mindfulness, sleep, and much more

Rate members with a Spanish Language Preference can take advantage of our application, loan status communications, and critical loan terms in Spanish.

Your Journey, Our Mission:
At Rate, we believe it’s about more than just financial wellness, it’s about the wellbeing of our members. That’s why we provide access to world-class tools, education, and coaching to support happier, healthier communities.

© 2024 Guaranteed Rate, Inc. All rights reserved. NMLS License #2611 3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.