Seed Savings - Earn 4% APY

Managing your money can be hard and saving money for the future is even tougher. However, what if you could easily save a little bit, only what you can afford, every single day? And even better, earn ~4% annual interest rewards!

With Seed Savings, you can earn ~4% (APY) interest rewards on your spare change (or just regular) investments. Just connect your cards and bank accounts and start collecting your spare change into your Seed Savings account. Your money will work for you to generate interest rewards from crypto-backed loans on DeFi apps and the Seed app. Join Seed Savings to start earning.

Make a deposit or set up an auto-deposit.
Start earning ~4% annual interest.
Your interest will be calculated on every Monday.
No time limit. Withdraw whenever you want.
Seed Savings is a different kind of banking and personal finance experience, with tools that connect you to the blockchain economy and lets you earn much higher interests compared to traditional banks.

Please, note that your savings will be saved as USDC (1 USDC = $1). USD Coin (USDC) is a type of cryptocurrency that is referred to as a stablecoin. You can always redeem 1 USD Coin for US$1.00, giving it a stable price. In other words, it’s a digital dollar. Each USDC is backed by one US dollar, which is held in a bank account. It is designed to let dollars move globally from your crypto wallet to other exchanges, businesses, and people.

Seed Savings will provide liquidity to lending pools such as Compound and AAVE and also to issue crypto-backed loans on other crypto lending platforms.

Funds supplied to Seed and Compound Liquidity Pools using Seed Savings App software and tools are not insured by the Federal Deposit Insurance Corporation (FDIC), Securities Investor Protection Corporation (SIPC) or any other federal, state, or local agency.