Sigma Money

Sigma Money helps you to understand how regular income and expenses affect your finances over the course of time.

The cost of maintaining a home will typically entail a monthly set of bills which you pay automatically to your service providers. How much do all these bills cost you altogether each month? What about the accumulated cost of all those bills over the entire year?

What about all the smaller things you often spend on during a week such as coffee, lunch and parking etc? These things may have a low individual cost but when you add it up over time it can be quite a surprise to find out how much we are truly spending on everything!

Sigma Money can help you see the real cost of all your expenses by calculating these values for you and summarising them for a particular day, week, month or year.

If you also provide data for your various sources of income, Sigma Money can then also calculate what the difference is between income and expense for a particular day, week month or year. This information can help you see if you have a positive or negative overall cash flow.

Sigma Money runs entirely on your device and does not require or currently support any external connection to a banking service. All financial data, once manually entered by the user into the app, is only saved to your device for your own personal use.

Here are some of the features of Sigma Money:

User Profiles
- Create, edit or delete one or more user profiles.
- Each user profile keeps a separate portfolio of accounts and payments.
- Manage your own finances in your own profile.
- Perhaps help a family member or friend with their finances by creating a separate profile.

Financial Accounts
- Create, edit or delete accounts as part of a portfolio within a user profile.
- Each account can represent a different type of financial account such as current accounts, savings or investments etc.
- Optionally store bank account, branch contact details and phone numbers for convenient access.
- View all accounts for a portfolio in a scrollable summary list.
- Choose how much detail you want to see in the account summary list.
- See calculations of income, expense and net income over a specified time period (day/week/month/year) for each account and as totals from all accounts.

Payments
- Create, edit or delete income or expense payments for an account.
- Define a recurring schedule, type, category, notes and other information for each payment.
- View all payments for an account in a scrollable summary list.
- Group and sort payments.
- Filter payments on income, expense or value ranges.
- Choose how much detail you want to see in the payment summary list.
- See calculations of income, expense and net income over a specified time period (day/week/month/year) for each payment and as totals from all payments.

General
- Support for Light or Dark theme, according to your device’s current Appearance settings.
- Support for Dynamic Type font size changes in your device’s Accessibility settings.
- Support for currency and date values to be displayed according to your device’s Region (locale) settings.
- Customise the default payment types and categories by changing the description or icon color.
- Create new payment types and categories to classify your payments.
- Comes with a pre-populated ‘Example User’ profile to help you get started quickly.

Free Version Limitations
- Limited to 2 user profiles.
- Limited to 2 financial accounts per user profile.
- Limited to 15 payments per financial account.

All limitations can be removed with the In-App Purchase options.