You are using an outdated browser. Please upgrade your browser to improve your experience.
Smart Spend: Cost Analyzer

Smart Spend is a different approach to budgeting

Smart Spend is a different approach to budgeting

Smart Spend: Cost Analyzer

by Scicotherapy Labs LLC
Smart Spend: Cost Analyzer
Smart Spend: Cost Analyzer
Smart Spend: Cost Analyzer

What is it about?

Smart Spend is a different approach to budgeting. If you want to save some of your hard earned money, you should think of that saved money as invisible. This means that you should have the mindset that your salary is really LOWER than it is on paper and each purchase is worth a higher percentage of your time. We take all of the guesswork out of these calculations so that you can carefully weigh if a purchase is worthwhile AND hit your saving target each month.

Smart Spend: Cost Analyzer

App Details

Version
3.0.9
Rating
(185)
Size
28Mb
Genre
Finance Education
Last updated
July 11, 2021
Release date
May 21, 2019
More info
Smart Spend siri commands

Smart Spend supports Siri commands

Add Purchase
Check Balance
Add Purchase
Check Balance
Add Purchase
Check Balance
Add Purchase
Check Balance

App Screenshots

Smart Spend: Cost Analyzer screenshot-0
Smart Spend: Cost Analyzer screenshot-1
Smart Spend: Cost Analyzer screenshot-2
Smart Spend: Cost Analyzer screenshot-3
Smart Spend: Cost Analyzer screenshot-4
Smart Spend: Cost Analyzer screenshot-5
Smart Spend: Cost Analyzer screenshot-6
Smart Spend: Cost Analyzer screenshot-7

App Store Description

Smart Spend is a different approach to budgeting. If you want to save some of your hard earned money, you should think of that saved money as invisible. This means that you should have the mindset that your salary is really LOWER than it is on paper and each purchase is worth a higher percentage of your time. We take all of the guesswork out of these calculations so that you can carefully weigh if a purchase is worthwhile AND hit your saving target each month.

You make $100 a week and you work 5 days a week to earn that money
You want to save 20% of your earnings and your recurring bills occupy $30 per week

In the above case, Smart Spend will not treat your income like it is $100/week or even $80/week. Smart Spend will treat your income as if it were $50/week (your "true" income). Instead of making $20/day, you effectively make $10/day. All of your calculations are based on your income of $10/day which increases your perceived impact of each purchase, helping you spend less!

Smart Spend is meant to serve as a hard stop before making otherwise impulsive financial decisions. It allows you to quickly assess if a purchase is truly worthwhile to make, given your current financial situation and the things that you find valuable.

Smart spend is very easy to use. For new budgeters, there is no need to spend huge amounts of time preparing a budget. More experienced budgeters will love the simplicity and ease of adding monthly expenses and purchases.

APP FEATURES:
~ Get a reality check of how much your purchases really cost-- in your own terms
~ Setup a budget with recurring payments
~ Widgets for iOS 14 users
~ Use Siri to enter your purchases
~ Import purchases from .csv files
~ Earn trophies as your spending habits get better
~ Customizable daily spending notifications sent each evening
~ Try "Smart Spend Extreme" with Cash Cache to accelerate your saving goals

Privacy and Philosophy: We pride ourselves on keeping your personal data on your device! We don’t ask for email, last name, bank account login. Our budgeting mindset is old school and effective because YOU simply have to put in the work. You can’t gain muscle without exercise. Developing better spending habits requires practice and repetition. You put in the elbow grease and we’ll use technology, psychology and economics to help you meet your goals.

Disclaimer:
AppAdvice does not own this application and only provides images and links contained in the iTunes Search API, to help our users find the best apps to download. If you are the developer of this app and would like your information removed, please send a request to [email protected] and your information will be removed.