Spend Smarter

Welcome to Spend Smarter

Standard Life, a brand trusted to look after people’s life savings and retirement needs for 200 years, has created a new spending app called Spend Smarter. Standard Life serve millions of customers, supporting them at every step in their financial future.

Why Choose Spend Smarter?

Spend Smarter is designed to help you master your money, with a suite of features that for organising and managing finances effortlessly. Create digital money jars to categorise your spending, set savings goals, and track your progress. With the Spend Smarter prepaid Mastercard, you can pay directly from your jars, making it easier to stick to your budget.

Key Features:

Organise Your Spending: Create money jars that reflect your spending habits and savings goals. Whether it's groceries, car expenses, family holidays, or special occasions like a wedding or a 50th, Spend Smarter helps you stay on top of your finances.

Share and Split Costs: Share jars with family, friends, or partners to plan and spend together. Perfect for group trips, shared expenses, or managing a child's university budget.

No extra Overseas Fees: Spend abroad and we won’t add any extra fees. Spend Smart ensures you get the best value for your money, no matter where you are.

Bank-Grade Security: Your financial data is protected with top-tier security features, giving you peace of mind as you manage your money.

How It Works:

1. Download the App

2. Follow the simple steps to create your Spend Smarter account and start setting up your money jars.

3. Start Spending Smarter: Use your Spend Smarter prepaid Mastercard to pay directly from your jars and manage your finances with ease.

Join the Spend Smarter Community

Spend Smarter is more than just an app; it's a community of savvy spenders who are taking control of their finances. Visit our 'Everything You Need To Know' page and learn more about how Spend Smarter can help you achieve your financial goals.

Get Started Today

Don't wait to take control of your spending and savings. Download Spend Smarter now and start enjoying the benefits of organized, secure, and rewarding financial management.

Spend Smarter: the new way to spend and save.