SpotFunds

Meet SpotFunds — your proactive financial coach for fun money.

Powered by our Ready-to-Spend™ engine, SpotFunds is not only a budgeting app but also a private, on-device Coach that proactively lets you know how you are doing and gives you advice on how to make your discretionary budgets last!

The more you use SpotFunds, the smarter the SpotFunds Coach gets — learning your patterns, giving nudges at the right times and places, and helping you stretch your money further.

Most budgeting apps focus on bills. SpotFunds focuses on the everyday spending that sneaks up — coffee, lunch, nights out. SpotFunds Coach learns your patterns and gives you smart nudges, reminders, and insights so your money lasts between paychecks.

Why SpotFunds?
• Intelligent Coaching: Get personalized suggestions and nudges based on time, location, and your budgets.
• Ready-to-Spend™: Know exactly how much you can spend **today** to stay on track.
• Smart Reminders: Get prompted to log transactions when you’re at Spots that matter. They take your spending patterns and budgets into context, so no noisy notifications!
• Private & Secure: All of your data stays on your iPhone.

Spend confidently. Stay mindful. Enjoy more peace of mind with SpotFunds.