Subuk by MCB Islamic

Welcome to MCB Islamic Subuk – Your Seamless Digital Banking Experience

MCB Islamic Subuk is a smart and secure, mobile banking app by MCB Islamic Bank. Whether you're managing everyday transactions or exploring investment options, Subuk is designed to help you bank with ease — anytime, anywhere.


Why Choose Subuk?

Easy, Modern Interface

Enjoy a user-friendly design, intuitive navigation, and clean layout built to make every action — from checking your balance to sending money — fast and easy.


Easy Onboarding

• Already an account holder? Register in minutes.

• New to MCB Islamic? Open a digital account in just a few steps.


Account Management

• View balances, account details, and statements

• Download statements in PDF, Excel, or CSV formats


Transfers & Payments

• Raast P2P transfers via QR Code (static & dynamic)

• Transfer funds to your own account, MCB Islamic accounts, or other banks

• Manage and favorite your beneficiaries

• Pay utility bills, internet, mobile bundles, education fees, and more via 1Bill

• Make Person-to-Merchant (P2M) payments via Raast


Debit Card Controls

• Activate, block, or replace your card

• Set and manage transaction limits (ATM, POS, eCommerce)

• Change your debit card PIN within in the app


Enhanced Security

• Device binding & biometric verification

• Transaction PIN (T-PIN) for secure payments

• Instant alerts via SMS, email, and push notifications


Investments & Term Deposits

• Open and manage Term Deposit Receipts (TDRs)

• Investment options within the app


Lifestyle Services

• Book tickets in real time — right from your app

• Discount Hub— Unlock exclusive discounts and deals from your app


Security You Can Trust

Your financial information is encrypted and safeguarded with multiple layers of security, so you can bank with complete confidence.


Who Can Use Subuk?

All MCB Islamic Bank account holders with registered mobile numbers are eligible. Simply download the app, register, and start banking smarter.


How to Get Started

1. Download the app from the App Store.

2. Register using your CNIC.

3. Set up your secure T-PIN.

4. Start enjoying seamless digital banking.

Experience Banking the Subuk Way

With MCB Islamic Subuk, banking in Pakistan is easier and faster. Join to bank smarter.

Download now and take full control of your Islamic banking journey — all from your phone.