thinkmoney - mobile banking

thinkmoney is an all-in-one banking app for everyday people. Helping you bank, spend, save and budget at every stage of life.

Budget better

Our Smart AI takes away the hassle of budgeting.
• Automatically sets aside money for bills
• Manage in the app
• Tells you what’s available to spend
• Keeps you on track and in control
• Works to improve your credit score!

The thinkmoney app

Manage your money whenever and wherever you like. The app is simple, fast, secure, and gives you all of this (and more!):
• 24/7 account access
• View balance and transactions
• Send money in seconds
• Smart AI Budgeting
• Track your budget for the next 3 months
• Get instant notifications
• Approve online payments

There’s even more to come
We’re helping people towards a better financial future. And we’re always working behind the scenes to introduce new products and features. Watch this space…

We are not covered under the Financial Services Compensation Scheme (FSCS). As we are authorised and regulated by the FCA as an e-money institution, your money is held and protected in accounts with Natwest, Lloyds Bank, Barclays and other authorised credit institutions. We may receive interest on the money held and protected on your behalf. The E-Money Regulations 2011 prevent us from paying owed to customers. interest to you on the money in your thinkmoney Current Account. If we were to become insolvent, any customer money would be repaid after the insolvency practitioner’s costs for distributing any money.