Time Debt Calculator

Time Debt Calculator – See What Life Really Costs

Ever wonder how much time that new gadget, outfit, or coffee habit actually costs you at work? Time Debt Calculator flips the script on your spending by converting dollars into hours worked—making your financial decisions clearer, smarter, and more intentional.

How It Works:

* Set Your Hourly Wage – Just enter your hourly rate once.
* Calculate Time Cost – Input the price of any item to instantly see how many hours you'd have to work to pay for it.
* See the Bigger Picture– The Overview screen tracks how much time and money you've *saved* by skipping unnecessary purchases.

Why Use It?

* Make more mindful buying decisions
* Visualize your time-money tradeoff instantly
* Stay motivated to save by seeing your progress
* Great for budgeting, minimalism, and time-conscious living
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Stop spending blindly. Start valuing your time.
Download Time Debt Calculator and make every dollar—and hour—count.