True Balance - Personal Loan

True Balance is now on iOS!

True Balance is a secure digital platform for personal loans, payments, and financial services with a simple mission: Finance for All. We are authorised by the RBI as a Prepaid Payment Instrument (PPI) issuer, and also facilitate digital personal loans through RBI-registered NBFCs in partnership with our Fintech partners to provide transparent and responsible lending solutions.

With our first iOS version, you can now apply for personal loans seamlessly. More features like Digital Wallet, Gift Wallet, and others are coming soon!

Personal Loans Made Easy
- Personal Loan Amount : Borrow up to ₹5,00,000 (Disbursal Amount) by the NBFCs in partnership with our Fintech Partners
- Tenure: Flexible repayment periods of 12 to 48 months (as per lender’s policy)
- Disbursal: Loan credited directly to your bank account by the NBFCs in partnership with our Fintech Partners
- Processing Fees: Affordable & transparent, with no hidden charges
- APR: ranges from 16% to 43% for loans disbursed by the NBFCs in partnership with our Fintech Partners
- EMI Due Date: 5th of every month

Why Choose True Balance?
- 100% Digital – apply anytime, anywhere
- Safe & Secure – encrypted platform
- Transparent Terms – no hidden costs
- Low Processing Fees – affordable for borrowers
- 24x7 Access – financial support when you need it most

Example Loan Calculation
Loan Type: Unsecured Personal Loan
Amount: ₹10,000
Tenure: 6 months
Interest Rate: 2.4% per month
Processing Fee (6%): ₹600 + GST (₹108) = ₹708
Total Interest: ₹844
EMI: ₹1,807
Total Repayment: ₹11,550 (includes interest + processing fee + GST)

How to Apply
- Install the True Balance app
- Register with your mobile number
- Complete basic details & check loan eligibility
- Follow the further simple steps on the application journey of our Fintech Partners

Our Fintech Partner
- Prefr (Dreamplug Technologies Private Limited)


Responsible Lending
True Balance adheres to responsible lending practices. Our policies and services comply with all applicable laws and regulations. We are committed to providing transparent and ethical financial services to our users.

Additional Information
- Secure, encrypted systems to protect customer data
- Privacy Policy: [True Balance Privacy Policy]
- Terms & Conditions apply

Contact Us
Address: The Circle Work, 5th Floor, Huda City Centre Metro Station, Sector 29, Gurugram, Haryana 122001, India
Email: cs@balancehero.com