U Account

U Account is the online account without the bank. Don’t have a U Account yet? Go to www.uaccount.uk and click Apply to set up an account for free, and get all this good stuff:
• An account number and sort code for receiving money
• A contactless prepaid Mastercard® card for day-to-day spending
• Direct debits and payments in and out
• Extra Accounts for paying bills or setting cash aside
• Cash pay-in at 29,000 UK PayPoint stores
• Cashback points at 25+ high-street retailers
• Spending categories and graphs

Account all sorted? Great! Download the U Account app to…
• Check your balance & recent transactions
• Pay your saved payees (up to £500 per 24 hours)
• Find out & unblock your PIN
• Freeze & unfreeze your card, or let us know if you lose it
• Move money between Extra Accounts
• Receive real-time notifications for account maintenance
• Get help & support


U is a trading name of Shelby Finance Ltd. a subsidiary of Morses Club PLC. (Company Number: 08117620). U is not a bank. U Accounts are serviced online. U does not offer overdrafts. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated. The Card is issued by Wirecard Card Solutions Ltd ("WDCS") pursuant to licence by Mastercard® International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).