Uang Cerdas - Dana Online App

Uang Cerdas is your go-to personal loan app designed to provide quick and secure online loans. With Uang Cerdas, you can enjoy flexible repayment tenures to suit your financial needs.

What makes Uang Cerdas your trusted instant personal loan app?

Uang Cerdas stands out as a trusted instant personal loan app due to its partnership with RBI-registered NBFCs, which ensures that your loan application is secure and compliant with the highest standards.

Loans on Uang Cerdas - Instant Paperless Loans

Uang Cerdas specializes in providing instant paperless loans, making the loan application process simple and efficient. You can instantly avail up to Rs 9,000,000 for your emergency in less than 15 minutes.

Advantages of loans:
Instant Personal Loan from ₹10,000 to ₹9,000,000 (PAN India)
Terms from 91 to 365 days
Maximum APR: 22%

Features of Uang Cerdas:
1. Personal loans from Rs 10,000 to Rs 9,000,000.
2. 100% online loan application and instant loan approval.
3. Loan approval in less than 15 minutes.
4. Flexible interest rates and tenure with transparency and security.
5. Instant paperless loans

Interest Calculation, Example:
For example, a 120-day loan of 10,000 (10.95% APR) for 4 months. The monthly payment is 2,590 (EMI) and the total repayment is 10,360. The total interest is 360.

Know your personal loan eligibility criteria
To qualify for a personal loan on Uang Cerdas, you must:
Be a salaried professional and an Indian citizen.
Have a minimum monthly salary of Rs 5,000.
Be above 21 years of age.
Receive your salary directly via bank transfer.

Instant approval: Quick loan approval process
With Uang Cerdas, enjoy an instant loan approval process that ensures you get access to funds within minutes. Experience the ease of meeting your financial needs quickly and efficiently.

How to apply for a personal loan on Uang Cerdas?

Follow these steps for quick loan approval:
1. Install the Uang Cerdas app
2. Fill the simple form.
3. Upload documents.
4. Get approved: Once approved, the loan amount is transferred to your bank account instantly.

Required Documents: Personal Loan Application
For a seamless personal loan application process, make sure you have the following documents:
PAN card
Selfie

Our Instant Loans are Secure:
Your data is transferred over a secure HTTPS connection, and we don’t share it with anyone without your consent. All transactions are secured using 256-bit SSL encryption.

Contact Us:
Email: support@bhumika-fiscal.com
Address: N.S. Road Jaigaon Jalpaiguri West Bengal 736182