USafe by UMortgage

USafe is a financial digital assistant available to you free through invitation from UMortgage. USafe helps you to take control and manage your financial life in one consolidated experience.

Organize in one place:
Your USafe dashboard summarizes important financial information including your account balances, net worth, budgeting, credit score, estimated home value, a personalized spending analysis to give you a clear picture of your financial health. USafe even includes an information center with personal finance articles and videos, all in one place.

Budgeting:
Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts and confirmations to have peace of mind you are on the right track.

Free Credit Score, Report and Monitoring:
Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything! Track changes month-to-month and learn about key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened, and credit inquiries.

Prepare:
Use USafe to best prepare you for homeownership by planning for a down payment, managing your debt-to-income ratio, understanding your loan options, and more. Visit the Readiness Assessment in your app to see a snapshot of where you stand!

Search Properties:
Looking for your first home? Want to move up, or downsize? Use USafe to search local and nationwide real estate listings. Find homes that match what you can afford, see open houses, customize searches, favorite properties you like and save your searches for easy access!

Share:
When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution using our platform with built-in data encryption.

Security:
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/

Privacy:
Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/