uSkint

A money Budgeting app that will show you how much you can spend each Day, Week or Month without making U Skint.
Run this app along with your normal banking apps and keep an eye on where your money is going.
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Your out and about and you see that item you want to buy.
You check your bank and you have enough money available.
You buy the item and then your bank pays one of your bills taking you overdrawn. You are now Skint and probably getting charged from your bank.
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Simply tell uSkint what bills / Direct Debits / Standing Orders you have to pay for each month and tell it how much money you have left in the bank and uSkint will tell you how much you can spend on other items so you don't spend more than what you have in the bank.
Once you have been out shopping check your bank account and enter the currently available money left and uSkint will tell you how much you can spend on other items without making U Skint.
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uSkint has the ability to export your bill list to a Text File (.txt) for saving as a note for example or a Comma Seperated File (.csv) for use in a spread sheet.
Your bills for the year can also be backed up to the iCloud for safe keeping
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With notifications switched on uSkint will inform you that a bill payment is due.
You can then use your banking app to check this out.
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Watch App
If you have an Apple Watch then the information on what you have available to spend can be viewed.
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A Simple to use app that can finacially help you.
Use uSkint so you don't don't become Skint.