Vectra OnCard

OnCard is a powerful money management app connected to a reloadable prepaid debit card. It helps you easily manage your money for successful budgeting and simple money sharing all in one place.
This app requires enrollment in an OnCard account. Learn more about enrollment here https://vectrabank.com/oncard.

You can use OnCard for your own budgeting or you can add others to your account to help them budget, too. With others, you can also manage sharing money through the app’s easy transfer feature. Solve for debt management, financial literacy education, allowance challenges, providing expenses for nanny or personal helpers, financial support for dependent parents and more.
Each person you add will receive their own prepaid card. They can download the OnCard app, activate their card and have access to the great tools this app provides. As the account owner, all cards will be visible and manageable by you within the app.
With OnCard:
LOAD AND PAY
Assign a funding account and load money to your OnCard reloadable prepaid debit card. Only the amount you load to your card can be accessed, so add money to your card over and over to make it a controlled and convenient everyday payment tool. Schedule reminders to help you keep track of when you want to load. Set-up a direct deposit to make loading even more effortless.

BUDGET
Learn where your money goes by using your prepaid card for all your everyday purchases. The app automatically establishes a budget based on your first month of spending. You can then plan the budget you want by adjusting your budget categories. The app will help you track where you’re within budget and where you’re over budget to help you be conscious about the spending choices you make. Trend reports are created in the app that give you visibility month-to-month so you can continue to fine-tune your budget as desired.

SHARE MONEY
As the account owner, transfer money to others within your account and receive transfers from others. It’s a simple and convenient solution for things like paying allowance, providing expense money and helping siblings pay each other. By viewing transactions, you have a record of transfers to help keep track of money sharing history.

MANAGE
Enjoy easy management anytime, anywhere. You can monitor card balances, lock and unlock cards, receive low balance and purchase alerts, re-set your PIN and even reserve money for future use.

Get an OnCard account and download the OnCard app to budget, share, manage and enjoy.

Anytime, anywhere access is dependent upon wireless carrier coverage. Access may be limited during maintenance.
Siblings can pay each other through you receiving a transfer and then you transferring money back out.