Vitpay Credit

Vitpay is a microfinance business based in Zambia, dedicated to providing accessible and inclusive financial loans to Zambian residents. Our primary goal is to empower individuals and small businesses through flexible and transparent lending solutions.
"Welcome to Vitpay Credit, your go-to solution for fast, secure, and convenient loans. Whether you need funds for any emergency, a big purchase, or to consolidate debt, our app makes it simple to get the money you need and when you need it”.
Why Choose Vitpay Credit?
•⁠ ⁠Fast Approvals: Apply in minutes and receive approval quickly.
•⁠ ⁠Enjoy competitive rates that make borrowing affordable.
•⁠ ⁠Flexible Repayment Options: Choose a repayment plan that fits your budget.
•⁠ ⁠Secure and Private: Your data is protected with industry-leading security measures.

Loan Features:
Minimum repayment period: 3 months
Maximum repayment period: 6 months
Minimum APR: 15%
Maximum APR: 25%

Annual Percentage Rate (APR): Ranges from 15% to 25%, depending on loan type, terms and borrower profile.
Example: Borrow ZMW 1,000 over 3 months with an interest rate of 15% per month, Total repayment will be ZMW 1,450.
Example Loan Calculation:
Borrowed Amount: ZMW 1,000
Loan Term: 3 months
Interest Rate: 5% per month
Total Interest: 15% for 3 months
Total Repayment: ZMW 1,150

How It Works:
1.⁠ ⁠Download and Sign Up: Install the app and create your account in minutes.
2.⁠ ⁠Apply for a Loan: Fill out a simple application with your details.
3.⁠ ⁠Get Approved: Our advanced expert team review your application swiftly.
4.⁠ ⁠Receive Funds: Once approved, funds are transferred to your account quickly.
5.⁠ ⁠Repay Easily: Manage your loan and repayments right from the app.

Contact Us: If you have any questions or need assistance, our customer support team is here to help. Visit our website at www.vitpayzambia.com
(Available from 9 am to 5 pm, Monday to Friday, and 9 am to 1 pm on Saturdays)
Email: info@vitpayzambia.com