Wavy: Mobile Cash

Share payments with friends like you share everything else, as quick and easy as sending a text. Smoooth. By Klarna Bank AB.

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HOW IT WORKS

Sign up in seconds with your telephone number
Connect any European card or bank account
Send or request money to anyone instantly, with no fees

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WHAT KLARNA WAVY CAN DO FOR YOU

REQUEST MONEY WITHOUT THE AWKWARDNESS
Sharing food, splitting a bill or lending to a friend? Send a request. Wavy takes care of the rest with gentle reminders so you don’t have to.

SEND MONEY WITHOUT THE HASSLE
It takes a few taps to transfer money in real-time, secure and totally free. Use your card, bank account or Wavy balance.

ADD YOUR FAVOURITE GIF OR INSIDE JOKE
Make them smile with a GIF, a sticker or just a note that only they will get. It’s not business, it’s personal.

KEEP TRACK EASILY
Throw away the notebook. See what you paid, what you owe and friends owe you all in one place in the app.

SEND IT DIRECT OR AS A MESSAGE
Find friends in the app or share the payment as a secure link over WhatsApp, Messenger or however you usually talk to your friends.

GET PAID BY ANYONE
Share your unique Public Profile link so anyone can send you money. Great for selling online or collecting for a group present.

KEEP MONEY IN YOUR MOBILE WALLET
Let it pile up, send it, or cash out your ewallet balance any time to any European bank account.

TRAVEL WITH FRIENDS WITHOUT STRESS
Free money transfer across Europe countries. Perfect on the road or sending money securely to friends abroad.

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Klarna Wavy is available in 31 countries:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom

The legal bit:
To have unlimited access to the app, you must be 18 or over and have a bank account or credit card issued by an EU country.