weFi: Personal Finance App

weFi is your all-in-one personal finance app to help you understand money at one glance, make smarter decisions, and stay on track. See your credit score, manage debt, track income, set a budget, and grow savings. It’s the only app that combines both credit bureau data and bank data to give you a complete 360 view of your personal finances. Clear views, helpful alerts, and practical tools in one place.

What you can do with weFi
- Monitor credit score and understand what moves it.
- Track debt across cards and loans, and build payoff plans.
- See income clearly by paycheck, week, or month.
- Budget spending by category with smart recommendations. 
- Grow savings with realistic goals and automated plans.
- Get alerts for due dates, large transactions, and meaningful changes.

Credit Score: clear, actionable, updated regularly 
● Quick setup: Link to your credit reporting sources to get started fast.
● Easy to understand: See your current score, what changed (up or down), and why.
● Stay informed: Get alerts for score changes and events that may affect your profile.
● Be empowered: Improving your score may increase eligibility and access to better offers (results vary by lender).
● Learn by doing: Access tutorials, set credit-card usage targets, simulate debt-repayment scenarios, and create payment reminders.

Debt: know what you owe and how to pay it down 
● All debt, one view: Credit cards, personal loans, student loans, and more.
● Know the cost: See interest, payoff timelines, and whether payments are sustainable.
● Smart reminders: Due-date reminders, missed-payment alerts, and milestones (like “paid off!”).
● Repayment plans: Set goals (faster payoff or lower interest), get recommended payment amounts, and track your progress.

Income: understand earnings and plan with confidence 
● Simple setup: Connect your bank or upload a pay stub.
● See the full picture: Track income daily, weekly, or monthly; spot trends and variability.
● Be prepared: Get notified for direct deposits, late or changed amounts, and gaps.
● Plan ahead: Build income-aware plans to understand cash positions and avoid surprises.

Budget & Spending: practical plans that actually work
● Fast start: Connect spending accounts to auto-categorize transactions.
● Smarter budgets: weFi analyzes your patterns to draft a realistic budget you can edit anytime.
● Know where money goes: Totals by category, habit consistency, and on-track status.
● On-track alerts: Large-transactions, subscription changes, low-balance and shortfall warnings.

Grow Savings: build stability and reach goals 
● Set realistic goals: Emergency fund, trips, or big purchases.
● Automate the plan: Get a suggested contribution schedule you can customize.
● Stay accountable: Reminders for transfers and milestone tracking.
● See progress: Track how much you’ve saved and how close you are to your goal.

Designed for real use - Simple & Focused
● Start with a goal: pay off a card, build an emergency fund, or work to improve your score.
● One action per screen: link accounts, set amounts, confirm dates. 
● Edit in place: tap a number or due date to update, saved immediately. 
● Progress you can scan: what’s left to spend, payoff date, saved vs. target. 
● Focused alerts: due today, large charge, subscription change, low balance. 
● First-use tips only: short guidance the first time you use a feature.

Blog & Tutorials
● "The weFi : Personal Finance App blog and tutorials" provide educational articles and guidance on personal finance management

Privacy & Security
weFi uses industry-standard practices and read-only connections where applicable to help protect your data. Review our privacy policy for details on data handling.
https://www.wefiapp.com/privacy-policy

Link accounts, set goals, and manage credit, debt,

Terms of Use: https://www.wefiapp.com/terms-of-services