WongNgernPlus

WongNgernPlus is a secure and intelligent finance platform designed to streamline business transactions between buyers and sellers. The platform is fully operational and developed by Token X Co., Ltd. as part of a regulated initiative under the Bank of Thailand’s Regulatory Sandbox.
With seamless integration into seller systems and financial institutions, WongNgernPlus enables buyers to utilize approved overdraft (OD) limits to process payments efficiently and securely.
Key Features:
Pre-Registration & Secure Onboarding
 – Quick access for verified users via OTP and secure PIN setup
 – Email notifications with app access details after initial registration
Invoice Management with Real-Time Status Tracking
 – Track invoices by delivery and payment status
 – Status tabs: Pending Delivery, Awaiting Payment, Processing, Completed
Role-Based Access
 – Operation Role: Confirm receipt of goods only
 – Finance Role: Confirm payment only
 – Admin Role: Full access to both actions
Goods Receipt Workflow
 – Receive goods with confirmation steps and auto-update invoice status
Flexible Payment Options
 – Pay invoices with or without applying Credit Notes
 – Apply multiple Credit Notes with automatic calculations
 – Intelligent rules prevent over-discounting and enforce minimum payment
Credit Note Management
 – View and apply available Credit Notes based on eligibility
 – Instant invoice updates after applying discounts
Forgot PIN / Password Recovery
 – Securely recover password and PIN via email
 – Identity verification with OTP at every step