Xopay - Bill Payments

Xopay is a secure and rewarding credit card bill payment app that lets you pay all your credit card bills and utility bills under BBPS — and earn rewards every time you pay. Powered by the trusted Bharat Bill Payment System (BBPS), Xopay allows you to pay not just credit card bills but also electricity, water, broadband, gas, DTH, and more — all from one app. With a clean and intuitive interface, Xopay ensures quick and seamless payments across all major banks and service providers. Every transaction you make earns you exciting rewards such as cashback, points, or exclusive offers. Plus, our Refer & Earn program allows you to invite friends and earn rewards when they start paying with Xopay. The app also offers real-time transaction history, payment reminders, and strong security with bank-level encryption. Whether it’s your credit card or your daily utility bills, Xopay helps you pay smart and earn more. Download Xopay now — make every bill payment rewarding.

Xopay seamlessly integrates with a wide range of credit cards, ensuring a hassle-free payment experience across various banks and financial institutions. Our platform supports credit cards from HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, Yes Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, DBS Bank, South Indian Bank, American Express, HSBC Bank, and more.

We also support all major card networks, including VISA, Mastercard, RuPay, Diners Club, and American Express, allowing users to make secure and efficient transactions with their preferred credit cards. With Xopay, managing payments has never been easier!