Zip NZ - Shop Now, Pay Later

Get all your shopping sorted with 6 weeks to pay, interest free, and create your Zip account in minutes. The Zip app is a fast, easy and secure way to pay for your purchases over 4 interest-free payments, online and instore, and manage your account. Zip is here to help you pay for life’s extras.

Shop at over 1,800 New Zealand businesses including The Warehouse, Noel Leeming, Bunnings, Torpedo7, Rockshop, Culture Kings, Warehouse Stationery, Mighty Ape, Spotlight, Placemakers, Number One Shoes, ifurniture, Redrat and more. Pay only 25% up-front and the rest over 3 fortnightly interest-free payments. There are no fees or interest charges if you pay on time.

Sign up & Explore
- Apply for a Zip account in minutes from your mobile.
- Browse more than 1,800 retailers and thousands of stores in our Store Directory.
- Use our location based map to find where you can shop nearby.
- Access exclusive offers and discounts.
- Favourite stores and shop in-app.
- Easily shop in-store in a range of businesses from retail stores, to dentists, to hair salons.

Shop securely
- Enjoy one, simple login.
- Manage your passcode and biometrics from the app.
- Access to our help site and content from the app.

Manage your account
- Check your spend limit and available balance.
- View upcoming payments and pay them early if you wish.
- View historical purchase and payment info.

Full Flexibility & Control
- Choose your preferred payment day for your payments.
- Get control over your first payment for online and in-store orders, Pay up to 100% up front and manage your finances like a pro.
- Increase your spending power by utilising your full Zip balance plus your own funds for those larger transactions. Available in-store and online.

Unlock more functions
- Keep shopping with Zip to unlock functions like Giftcards and move payments.
- Looking to send a digital giftcard for yourself or a friend instantly? Get 6 weeks to pay, interest free, at more than 65+ retailers with Zip e-Giftcards.

Zip it your way for life's extras.