EMI Calculator App is a handy tool to calculate EMI for Home Loan, Car Loan, Bike Loan, Gold Loan, etc. This App has unique features like USD & INR currency mode, History to reuse past calculations, Profile to save complete loan information, Home / Personal Loan Eligibility Calculator & Documents List, etc. It is capable of reverse calculations like Principal Amount, Rate of Interest, Loan Tenure. This app is free to download Home Loan / EMI Calculator / Mortgage Calculator / personal loan calculator, with easy to use UI and works in offline mode.
It is the best mortgage/loan calculator for your financial calculation with the following key features:
# EMI CALCULATION
» Calculate EMI: Enter Amount, Interest Rate (%) and Loan Tenure (Years / Months) to calculate EMI.
» Calculate Loan Amount: Enter EMI Amount, Interest Rate (%) and Loan Tenure to calculate the principal amount.
» Calculate Tenure: Enter Principal Amount, EMI and Interest Rate (%) to find tenure of the loan.
» Calculate Interest Rate: Enter Principal Amount, EMI and Tenure to find the loan interest rates (%).
» Compare Loan: Loan comparison of various banks by entering Principal Amount, Rate of Interest (%) and Tenure. Calculation result includes information like EMI Amount, Interest and total payable amount, for the values entered.
» Loan Profile: You can save complete information of your loan like Loan Name, Bank Name, Loan Account Number, Loan Date, 1st EMI Date, Processing Fees, etc. to track your loan. Here you will get information like total loan amount, total EMI to pay.
» Amortized Chart: Payment Schedule of the outstanding loan; Month wise & Year wise (for Indian Users, April to March and for US / UK Users, January to December.)
» History: Keeps records of your past calculation
» Multi-Currency: You can use App in Indian Rupees (INR ₹) to use terms like Crore, Lakh, Thousand in Indian Currency Format or US Dollar (USD $) to use terms like Trillion, Billion, Million in US Currency Format.
# HOME LOAN INFO for INDIAN Users
» Pre-Payment: Calculate new EMI or tenure based on pre-payment and reduced interest rate
» AdvanceEMI: Users can calculate EMI with Reducing/Fixed interest type, In arrears/In advance EMI type and also considers GST applicable on interest and converts reducing rate to flat rate or flat rate to reducing rate. It is a very useful feature for Loan DSA \ Consultants \ Agents \ Banking Employees
» Check Eligibility: Users from India can check their home loan eligibility based on Income (Salary), Property Document needed and Market Valuation.
» Home Loan Interest Rates (ROI): Latest Interest rates of various banks to compare EMI amount.
» Documents Required: Documents required of Salaried Person or Businessman or Self Employed to avail home loan from Public Sector Banks, Private Sector Banks, Housing Finance Companies (HFC) in India.
» EMI per lakh: For Principal Amount of 1 lakh, you can find EMI payable for a variable rate of interest.
» FAQs: Articles on What is EMI, How to Calculate EMI, and How to use EMI Calculator are provided here for the information only.
You can even refer this loan calculator app to your friends and family members via e-mail, SMS or any other messaging app to calculate interest on mortgage/Personal Loan, Compare Mortgage, Education (Student) Loan, Vehicle Loan, Small Business Loan etc.
This App is developed at ASWDC by Prof. Rupesh G. Vaishnav, Computer Department.
ASWDC is Apps, Software, and Website Development Center @ Darshan Institute of Engineering & Technology, Rajkot, India that runs by Students & Staff of Computer Engineering Department
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