Take The Stress Out Of Your Loan With These Easy To Use Calculators

Dynamic amortization analysis for your home loan payments. You can dynamically perform a "what-if" analysis by making one or more extra payments or change your monthly payments one or more times and see how much interest and time reduction you will save.

Do you want to find out how much money and time you can save by making bi-weekly payments instead of the regular monthly payments?

Do you want to find out how much money and time you can save over the life of your loan by just putting an extra $50 into each monthly payment?

This amortization app is more powerful than most others because you can change your monthly payments or make extra payments more than once at different times during the life of your loan. Other apps only allow you to specify it once and only at the very beginning of the loan.

Features:
- Full detailed amortization table
- Down payment option in $ or percentage
- Dynamically ADD one or more EXTRA PAYMENTS
- Dynamically CHANGE one or more MONTHLY PAYMENTS
- BI-WEEKLY payment option
- Optional ESCROW start date to show the current remaining principle balance
- Calculates not only your monthly payment but also HOW MUCH INTEREST and TIME YOU CAN SAVE over the life of your loan when you make extra payments or increase your monthly payments
- Automatically saves your data so that the app opens with the same data from where you left off

To ADD an EXTRA PAYMENT or CHANGE the MONTHLY PAYMENT:
- Tap on any month row in the table to add an extra payment or change the monthly payment starting at that month. A new line will be added to show this new or changed payment.
- Tap on a new monthly payment or extra payment row to delete it.

True loan calculator is your reliable assistant in calculation of your loan payments. The application easily calculates your loan payments taking into account any changes in the interest rate and early repayments. This is one of those applications that should be always ready at hand.
If you repay a loan or want to raise a mortgage or a car loan, the application will help you to answer the following important questions:
How much do you overpay to your bank with the interest payments?
What is your monthly loan repayment amount?
How much can you save making an early repayment of your loan or its part?
When will you complete repaying your loan if you make early repayments?

The main application features:
CALCULATION OF ANY TYPE OF LOANS
The application can be used to make calculations for a car loan, a consumer loan and a student’s loan as well as a mortgage.
There is an option to choose among two types of payments for the mortgages: annuity or graduated payments.

CONVENIENT PAYMENT SCHEDULE
You can easily determine holidays in the schedule. You can clarify how much and when you must pay. The schedule can also show you how early repayments and changes in the interest rate of your loan influence the monthly payment amount.

EARLY REPAYMENTS AND CHANGES IN THE INTEREST RATE
The application lets you take into account all early repayments and changes in the interest rate of your loan. You will always be aware of the next payment and what it will be if you make a specific early repayment of the loan.

CALCULATION OF EARLY REPAYMENT BENEFITS
The application calculates how much you’ve saved after each early repayment.

KEEPING RECORDS FOR NUMEROUS LOANS
The application will allow you to store information related to all your loans, upload the one that you need to process and look through the saved loan.

USER-FRIENDLY INTERFACE AND ACCURATE CALCULATIONS
The application differs from its peers with a user-friendly, bright and intuitive user interface. The accuracy of its calculations was checked by specialists of the leading banks.

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Enter the values and this calculator will figure the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments. Also if you want to know how much can you afford, simply go for the affordable loan interface and enter the monthly payment, interest and number of years, the result will be the total affordable loan amount. Keep in mind, your monthly payment should be within a comfortable range of your monthly income, for example, 30%.

CAUTION: Do NOT rely on the results from this calculator to make financial decisions. Interest rates vary and the tax laws change regularly. Please contact us for assistance with your specific concerns.

This application helps you explore fixed-rate loan scenarios for both new or existing loans. For existing loans, this application will calculate the remaining principle and interest on the loan. “Loan or Pay Cash?”, is a unique feature which can provide insight to a common financial planning question on whether to borrow money or pay cash for a purchase? Or assist with deciding whether to pay off an existing loan with cash from savings or investments.

Entering values ...
The values that can be changed are represented in the color “blue”. These values can be changed by either using the slider or with the numeric keyboard. For a value higher than the slider maximum allowed is desired, then the user must use the numeric keyboard to enter the value.

Loan Term - can be entered in months or years. If months are entered, then the application will automatically adjust years to match and vis-a-versa. The loan term slider will advance number of months in twelve (12) month increments to a maximum of 360. Values above 360 maybe entered with the keypad to a maximum of 600 months (or 50 years).

Months Remaining - for an existing loan, this value represents the months remaining not to exceed the Loan Term value entered above. If this value is less than the Loan Term, the remaining principal and interest is calculated and displayed.

Federal Tax Rate %, State/Local Tax Rate % - enter your effective tax rate to be used in calculating the desired investment return rate estimates. You can often obtain this value from your last tax return. Most popular tax programs will automatically provide these values, otherwise they can be estimated by taking your Total Tax Expense and dividing by your Taxable Income. For personal advice regarding your financial situation and effective tax rates, please consult with a financial or tax advisor.

Explore - Loan or Pay Cash?
This feature estimates the desired investment rate of return and can help answer questions like ...

Do I borrow or pay cash (i.e. cash from savings or investments) for a purchase?

What minimal investment return (after taxes) would I need to cover the interest payments on the loan?

Should I pay off an existing loan?

The desired investment return rate calculated, is estimated using the remaining principal and term of the loan. This calculation assumes that the return from investments would be subjected to yearly taxes (i.e. taxes subjected to capital gains, dividend income, interest income, etc). The amount of the investment is decreased monthly by the amount of the monthly loan payments (i.e. principle & interest) and yearly for taxes on investments returns. This calculator assumes that any allowable tax deduction of loan interest (e.g. home mortgage) is factored into the effective tax rates input in the Federal Tax Rate and State/Local Tax Rate input values.

Desired investment return over loan term period:
This shows the average annual total return (%) desired from an investment and the actual return ($) over the remaining term of the loan. The picker provides 10 additional higher investment return scenarios for comparison purposes.

Have you ever loaned someone money? Have you ever needed to keep track of partial payments on a personal loan? Have you ever had problems maintaining accurate records of payments or keeping track of the loan balance? Or maybe you're making micro-loans. For small personal loans or for becoming your own "personal bank", iLoan is the application for you.

iLoan isn't just another financial calculator or amortization schedule. iLoan is an application designed to keep track of your loaned money. Keep track of loans you make to others or your own loans. It even works to keep track of bank loans! It is capable of recording multiple loans, payments on the loans, and the current payoff balance of each. A convenient amortization calculator is included to help you setup your loans.

This Lite version allows for only one loan to be tracked and only 3 payments to be entered. Otherwise, it is a fully functioning app.

Features:
- Enter new loans with origination balance, interest rate, and origination date.
- View individual loan status, showing current balance and payment history.
- Enter new payments as they're given to you.
- Edit existing payments.
- Send loan statements to the borrower.
- Send payment receipts to the borrower.
- Simple amortization calculator gives amortized payment based on entered data and shows the amortization table.
- "What If" calculator shows affect of additional principle payments to loan cost.
- Data is backed up with your regular iTunes backup. Your data is safe and no need for external separate backups

**** Think I can do something better? Would a slightly different or new capability increase your rating or motivate you to give me a positive review? Please email me. I'm always open to suggestions! ****

Loan Calculator App will help you:
• Plan for your loan.
• Calculate your interest
• Schedule your payments
And more.

Disclaimer: Nothing in this application should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction, or to provide any investment advice or service or to provide any guarantee or financial support by Qatar Development Bank on the basis of the business plan generated by the application.

Enter the values and this calculator will figure the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.

Also if you want to know how much can you afford, simply go for the affordable loan interface and enter the monthly payment, interest and number of years, the result will be the total affordable loan amount.

Keep in mind, your monthly payment should be within a comfortable range of your monthly income.


++ Manage Multiple Loans
++ Check your with Loans EMI with your budget
++Payment Calculation : The user friendly interface allows you to enter the Loan Amount, interest rate, the term of the loan desired (years and months) and generates following calculations. - Total Interest Paid - Total Amount paid - Monthly payment
++ Extra Payment Option : You can simulate as well as Tracking , how an additional monthly payment will help you pay off your loan early and save money in interest.
++ Amortization Schedule : Shows you complete payment schedule break downs into the principal, interest and the remaining balance .
++ Multiple Currency Suport
++ Anytime change EMI and Interest Rate
++ You can see money saving effect of regular or one off Extra Payments.
++ Loan Calculator Pro will let you track all of your extra payments in variable amounts throughout the life of the loan.
++ Loan Calculator Pro is designed to be fast. Calculations are done instantly after you enter each amount field.
++ Amortization Table gives you glimpse of complete payment schedule allows you to view the amount, interest, principal, and remaining balance for each and every payment of the loan.
++ Special attention was given to the user interface to ensure that it is clean, intuitive, and easy to use.
++ Organize any number of loans.
++ Support for mortgages, car loans, credit cards and many more.
++ See money saving effect of regular or one off Extra Payments.
++ Variable Rates support.
++ Charts allow easy visualization of the costs.
++ Extra payments can 'Reduce Term' or 'Reduce Payments'
++ Set of quick calculators for instant answers.
++ Elegant, simple and powerful user interface.

Confused about the cost of your loan options? iCalc Loan will help you calculate how much a loan will cost and allow you to better understand your options for reducing your debt.

iCalc Loan can act as a simple loan calculator, calculating the total interest, loan term or monthly payment for a single loan or can act as a more detailed calculator allowing you to compare the profitability of different payment methods with a number of loans.

Features:

* Use the app as a simple calculator for a single loan or calculate the costs of a number of loans.

* Calculate monthly payment from the loan term or the term of the loan from a monthly payment.

* See the total interest you will accumulate over the life of the loan.

* Compare the cost of different payment methods such as the snowball method, basic payments or the avalanche method.

* Intuitively see the results with graphs for remaining principal, total interest or monthly payments.

* Detailed help is fully integrated into the app.

Download iCalc Loan and start taking control of your debt.

Loan Calculator (Early Payoff) is a simple, easy to use loan calculator which allow you to calculate your loan schedule of detail payment.

Following is additional option that could be input to application:
- Down payment (in percentage or in actual amount)
- Extra payment per month: amount for extra payment per month. This will result in an early payoff duration.
- Extra payment per year: amount for extra payment yearly. This will result in an early payoff duration.

Functions in "Equal Payment" tab after detail schedule is calculated:
- Detail: view detail schedule list up payment information every month.
- Email: send the detail schedule through email.
- Save as: save the current loan.

Function in "Saved Loans" tab:
- Sort: sort all loans under selected criteria.
- Edit: re-order loans.
- Touch the loan directly to load the corresponding loan info to "Equal Payment" tab.