**How can you save thousands a year?**

The maths is simple: In a 52 week year you will work 48 weeks on average.

If you spend $10 a day on lunch your average weekly spend is $50, over a year that adds up to $2,400. $15 a day adds up to $3600 a year on food spending.

Think about what you could do with thousands of dollars savings in your account.

The Lunch Saver app helps you achieve your savings goals by giving you reminder prompts & tracking your progress to your savings goal.


**Bringing your Lunch to work is the easiest way to save money.**

**Features**
Reminders: Set prompts to remind you to pack your lunch before work.
Money Calculator: Work out exactly how much money you can save by packing your lunch.
Savings Goals: Track your daily savings, record how many days & how much you have saved.
Achievements: Set goals to work to such as Tracking 3 days in a row, or saving $100.
Tips: Helpful tips to assist you in saving money.

Chip automatically puts money aside for you, so you can save up without thinking about it.

Forget about saving. Forget about boring banking and budgeting apps. Forget about money management apps that nag nag nag. Just get Chip and get on with your life.

• Save just the right amount - We’ve analysed more than 160 million transactions to build a clever AI that automatically puts pounds (not pennies) aside for you. But you won’t notice the money leaving your account! Pretty neat, eh?

• Be filthy rich before you know it - Our savers have already automatically put aside more than £85 million in total. Leave Chip ticking over for a few weeks and we guarantee we’ll make you smile.

• Chip is the UK’s best personal finance app. We have the trophy from the British Bank Awards to prove it. You can also check us out in the Guardian, the Metro, the Evening Standard, BBC news, Money Saving Expert and more.

Here’s how we make putting money aside as easy as spending it...

1. Get started in under 60 seconds - Just type in your full name and address with a pic of your card and you’re good to go.

2. Plug in your bank - Chip securely connects to all major UK banks. Our AI then looks at your transaction data to work out how much you can afford to save.

3. Let Chip’s automatic saves do their thing - Chip isn’t just another one of those apps that pesters you about your spending. We do everything for you. Every few days we move the perfect amount of money into your Chip account. Check back in about a month and you’ll be very happy.

4. Set goals - Trip to the Bahamas? Make it happen. New car? Let’s roll. Escape your overdraft? You’re halfway there (and not living on prayer).

5. Spend on the things that matter - You can withdraw your money instantly. What you do with it is all up to you.

You can do anything, start with Chip.

Raiz helps you save & invest starting with virtual spare change from your everyday purchases and invest this into a diversified portfolio of stocks and bonds. Raiz your confidence in saving more and managing your finances with Raiz. You can easily get started in minutes: anytime, anywhere.

Featured in: Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Sky Business News

· Smart Investing ·
Raiz makes it easy to invest small amounts regularly, the Raiz philosophy, as this is one of the keys to having a healthier balance over the long term.

Raiz makes growing your wealth easy & automated through round-ups, recurring savings plan and lump sum investment options, investing for you in the background of life.

· Bank Level Security ·
Your peace of mind is our highest priority. Raiz protects your information, prevents unauthorised account access, and notifies you of unusual activity.

· Raiz Kids ·
A simple way to save & invest for your kids/grandkids/niece/nephew’s future. It can be used to save and invest for anyone you care for under the age of 18.

· Wealth Fitness Notifications ·
Our My Finance feature lets you be smarter with your money, with notifications that keep you up to date. This feature not only looks at your current spending, with its machine learning capability – the more you use it, the better it can help you project your future spending.

· Simple Fees ·
Only $2.50/month for accounts under $10,000 and just 0.275% per year for accounts $10,000 or more.
- You can withdraw whenever you like with no penalty
- Deposit whenever you like with no additional fees.
- No fees for accounts with a $0 balance while using the other features of Raiz

Download Raiz now for FREE! There are no fees until you decide to invest, and you can withdraw your money at any time without penalty.

HOW WE INVEST

· Diversification ·
Instead of trying to pick individual stocks, Raiz diversifies your investment across hundreds of the most widely held Australian and international companies, corporate bonds, government bonds, and cash.

· Automatic Rebalancing ·
Raiz automatically rebalances your portfolio to mitigate risk and optimize returns. This means we keep your account in a target mix of stocks and bonds by buying more when they are cheaper and less when they are more expensive. Buy low, sell high.


The Raiz philosophy is to invest small amounts regularly, no matter the market conditions. We believe this is one of the keys to having a healthier balance over the long term and managing uncertainty associated with the markets.

See what the press has to say:

“"This is one of the greatest products I have seen in my career.” - Noel Whittaker, author of Making Money Made Simple

“The app makes investing effortless” - Forbes

"This could prove to be an inexpensive way of introducing young people to the world of investing at ages for which compound interest can become a powerful tool." -Bloomberg Businessweek

“The best app I’ve ever downloaded saves me $$ every day without having to lift a finger.”- Mamamia

This app is operated by RAIZ Invest Australia Limited – Authorised Representative of AFSL 434776. The Raiz Invest Australia product will be issued in Australia by Instreet Investments Limited (ACN 128 813 016 AFSL 434776) and promoted by RAIZ Invest Australia Limited (ACN 604 402 815). A Product Disclosure Statement for this product is available on the Raiz website or App. A person should read and consider the Product Disclosure Statement in deciding whether or not to acquire and continue to hold interests in the product. The risks of investing in this product will be fully set out in the Product Disclosure Statement, and include the risks that would ordinarily apply to investing.
"Raiz Invest" is a registered trademarks of RAIZ Invest Australia Limited.

Automate your savings!

GoSherpy is the new app for saving money towards your dream goals.

It’s the app that makes it easy and effortless to save for the things you really want:
while you’re dreaming and planning we’ll be doing all behind the scenes work to make your goals happen.
Setup a saving plan in less than 5 minutes to trigger micro-savings that we automatically put aside for your Goals.

STAY SAFE
* All transactions are handled by our FCA regulated payment provider MangoPay, all deposits are held in a ring-fenced account at Barclays Bank. This means we do not have access to your money and that it can never be lent out by the bank, ensuring it's always available for withdrawal.

With GoSherpy you get:

* A completely effortless way of saving money for your Goals.
* Automated and completely free transfers from your accounts.
* A secure passcode and TouchID-locked app.
* An amazing savings experience.

Love and Happy Savings <3

Planning a holiday or vacation? Want to save up for something special? With SaveUP you can set your goal or budget and track your progress.

FEATURES
* Multiple currencies available including: $,€,£ and more!
* Simple to use, quick andy beautiful designed.
* See you progress meter expand as you track your savings.
* See a list of all your entries, see how much you have saved and when each entry was made.
* Made a mistake? You can delete entries from within the list view.

With Apscade Saver 2: Track multiple savings goals!

* Keep track of the amount you have contributed towards three savings goals
* or Record the amount of money you save in your piggy bank, sock or bank account
* or use it to help you stay within budget when shopping

* View statistics on your savings progress (such as percentage)
* Customise the background colour to one of five colours
* Choose from three themes to decorate your screen.
* Christmas, shopper and beach themes included in this version.
* Change your goal name and amount when necessary
* Switch goals easily
* Choose from three major currencies or use no currency

This app is a money counter only. It is not a bank account and, cannot be linked to one. Default amounts in the app are shown in dollars ($) but you can change it in EDIT GOAL.

Nothing in this app should be taken as financial advice.