Frost

The next-generation digital account ​designed to save time, money, and the planet.

Want to keep your finances cool while doing your bit for the environment?

If you’re anything like millions of other busy people, you’ll be sweating to keep control of your finances as you battle the rising cost of living – nevermind trying to do it all sustainably. Bills, spend management, exchange rates… It’d be much simpler if everything was in one place!

Let Frost put the breeze back into managing your money:

- Simple in-app set-up
- An easy-to-navigate interface
- Instant notifications to track spending and saving
- Send money using your phone number
- Pay with Faster Payments and set up Direct Debits
- Switch to cheaper or greener utility providers
- Receive a debit card (made from recycled plastic) and a virtual card
- And much more!

When there aren’t enough hours in the day, you need one slick and simple app – a place where you can tap, swipe, and switch through all your money management needs.

SET UP AND CHILL

You’ll get access to your sort code, account number, and IBAN within minutes. Use the app to activate your debit card.

COOL DOWN YOUR BILLS

Our Save Assist feature notifies you about cheaper and greener tariffs. Then you can switch your direct debits to your Frost account in a couple of taps.

CONQUER YOUR SPENDING

We’ll split your outgoings into three categories, and even suggest how much you can afford to ‘freeze’ without breaking the bank. Now that’s cool money!

BREEZE THROUGH PAYMENTS

Use your phone number to pay or get paid from other Frost accounts in seconds. You can also make local transfers instantly. We accept BACS and Faster Payments too.

PAY LIKE A LOCAL, ABROAD

Get the best foreign exchange rate with no extra charge on top of Visa’s interbank rate. There’s no need to exchange your currency either, just use your card!

JOIN OUR GREEN JOURNEY

We’re a certified CarbonNeutral® company. We’ve got big ambitions to help our users make more sustainable choices through exciting green initiatives. Are you in?