Value Credit - loans with ease

Don’t get stuck for cash. Value Credit provides you with quick, reliable and affordable loan offers. All from your smartphone any time of the day.

GET STARTED WITH JUST A FEW CLICKS

*Apply directly from the app in a minute.

*Receive funds directly into your bank account.

*Build your credit limit every time you repay a loan.

LOAN AND INTEREST RATE:

*Loan Amount: ₦5,000 to ₦50,000

*Tenor: 60 to 180 days

*Interest Rate: 5% to 29%

REPAYMENT TERMS
You get to choose the loan term that's right for you, and depending on the loan amount for which you are eligible, you get to choose repayment terms for up to 180 days.

You won’t need any collateral or paperwork to get a loan from us. However, for loans beyond certain amounts, we may require additional documentation.


ELIGIBILITY
When processing your loan request for eligibility, we look at several signals, including but not limited to your credit score and previous loan performance. You also need to be at least 21 years of age and possess a BVN, as this is needed to enable us to verify your identity.

It is also required that loan applications be filled with the correct information as any false information could delay your loan request or cause your profile to be blacklisted. For cases of fraud, you may be reported to the authorities.

Value Credit is powered by Value Driver Technology Solutions Limited, licensed by the Ogun State Government of Nigeria to be a money lender.