Zip - Shop Now, Pay Later

Zip lets you own the things you love now and pay later, interest free. Buy now, pay later at every online store, everywhere, interest free. Using your Zip account is fast, easy and secure with the Zip app. Manage your account and shop just about everywhere instore or online from one secure place, find the best deals of the day, pay bills, buy gift cards or get the latest online bargains.

Explore products in the Zip app
- Browse more than 26,000 retailers in our Store Directory with ease and convenience
- Find all the things you love and discover great new ones
- Browse and buy from online stores everywhere directly from the app

Shop securely in the Zip app
- Enjoy one, simple login
- Create a virtual card to complete your shopping from start to finish

No need to ask, just Zip it
- Use your mobile phone to tap & pay with Zip, interest free
- Now you can Tap & Zip* just about everything, everywhere with Zip Pay
- One tap with your phone and you can pay for your petrol, the groceries, and even your morning coffee. Interest free
- Pay safer and faster using Tap & Zip*

How to tap & pay using the Zip app
1. Make sure you have downloaded the latest Zip app
2. Go to the ‘Cards’ tab
3. Tap ‘Get a card’ and accept the terms to activate
4. Add your Tap & Zip card to your phones mobile wallet
5. Use Tap & Zip everywhere you see the contactless symbol

Pay bills in the Zip app
- Pay all your personal bills and household bills with the Zip app. Split bills into manageable amounts and bundle all your bills together including:
- Monthly bills: mobile phone bills, internet bills, TV subscription services bills, insurance bills, transport bills
- Quarterly bills: electricity bill, water bill, gas bill, utility bill, strata bill, school fees, council rates
- Annual bills: car rego, car insurance bill
- Unexpected bills: ATO bill, vet bill, car service bill, dentist bill, medical bill

How to pay bills using the Zip app
1. Open Zip app
2. Tap ‘pay bills’
3. Enter BPAY details from the bill you want to pay
4. You set repayments that suit you. Split bills repayments and pay back weekly, fortnightly or monthly

Shop Everywhere in the Zip app
- Shop the world online using the Zip App
- Search for any online store or item and you will be redirected to the retailers website where you can ‘Pay with Zip’
- If the retailer is not partnered with Zip, Shop Everywhere will generate a single-use card which is auto-filled in the payment section of the website and voila!

How do I use a single-use card to Shop Everywhere with Zip?
1. Open the Zip app and tap 'Shop'
2. Search for anything you wish to purchase
3. After selecting the retailer you will be redirected to their website
4. Once you have added all of your items to your basket, proceed to the checkout
5. When you are required to add a payment method, simply tap the 'Pay with Zip' button at the bottom of the page. The single-use card number will fill out automatically
6. Complete the checkout and we’ll send you a confirmation that the purchase is approved and successful

Manage your account in the Zip app
- Access your Zip Pay and Zip Money accounts from one place
- Check your balance, view statements and transaction history
- Manage your Zip Pay or Zip Money payment schedule or make additional payments
- Schedule repayments to suit you – weekly, fortnightly or monthly

Stay in the know
- Be the first to know about exclusive offers, daily deals, special offers and retailer promotions
- Receive handy reminders, flash sales and exclusive deals
- Learn more about your Zip accounts (how Zip Pay and Zip Money work) and the key features and benefits of being a Zip shopper

*Tap and Zip is available with Zip Pay only.