13Karat: Tera Investment App

Earn High-Return Passive Income With 13 Karat


Invest and earn up to 13% returns with 13Karat. Our cutting-edge Peer-to-Peer (P2P) enabled investment platform provides investors with a secure and transparent alternative fixed-income investment opportunity, offering industry-leading returns.


13Karat partners with RBI-registered P2P NBFCs to offer investors up to 13% p.a. returns on their investments.



Simple Steps to Start Investing Right Away!


• Open your account in just 5 minutes!
• Select your preferred investment plan.
• Invest with as little as Rs 500.
• Choose to auto-invest at maturity.



Invest Confidently:


Invest with 13Karat for safe, high returns. Start with just ₹500. Diversify your portfolio for maximum gains. We channel your investment into a hyper-diversified pool of borrowers through RBI-regulated NBFCs, offering you secure and regulated opportunities. Say goodbye to conventional tools like FDs and bonds – unlock higher returns with us.



High Returns, Low Risk:


Invest like a pro with 13Karat. Enjoy attractive returns in a secure, regulated environment. Embrace consistent growth, leaving behind traditional uncertainties. Start investing now and watch your wealth flourish!



Track Your Progress:


Stay on top of your investments with our intuitive dashboard. Monitor your portfolio's performance, track earnings, and receive regular updates on your investment progress. With 13Karat, you have complete visibility and control over your investment journey.



Why Choose 13Karat for Your Investment Needs:


• Assured Growth: Higher returns than FDs and bonds.
• Auto-invest: Choose to withdraw or auto-invest at maturity
• Consistent Earnings: Say goodbye to stock market volatility and earn monthly interest on your investments
• Assured Trust: 13Karat partners with trusted RBI-Regulated P2P NBFCs for safety of investments



Key Features of 13Karat:


• High-return investment opportunities
• Instant redemption facility at maturity
• Automatic reinvestment after maturity
• Monthly interest payouts



How Does 13Karat Work?


The funds deposited on 13Karat will be invested by RBI-registered P2P NBFCs, namely Lendbox and RupeeCircle, with whom 13Karat has partnered for this offering. The invested amount goes into a hyper-diversified pool of borrowers sourced by these NBFCs. 13Karat aims to empower retail investors like you to maximize their investment potential while diversifying their portfolios.



Invest in Our Popular Investment Products:
13K Fixed-Term Investment Plan


• Earn up to 13% per annum
• 6-month investment tenure
• Option to automatically roll over your investment
• Minimum investment of ₹500, no upper limit
• Monthly interest payout
• No TDS on withdrawal
• No investment fees
• Instant money deposit in your bank account



12K Short-Term Investment Plan


• Earn up to 12% per annum
• 3-month investment tenure
• Minimum investment of ₹500
• Monthly interest payout
• No TDS on withdrawal
• No deposit or withdrawal charges
• Instant money deposit in your bank account



Eligibility Criteria to Invest with 13Karat:


• Indian resident
• Age: Above 18 years
• Minimum investment: ₹500
• Maximum investment: Up to ₹10 lakhs



Documents Required to Invest with 13Karat:
Submit the following documents to start investing:


• PAN Card
• Aadhaar Card
• Bank details



How to Invest with 13Karat?


• Download and log in to the 13Karat app using your phone number.
• Provide necessary KYC details.
• Upload PAN Card and Aadhaar.
• Add bank details.
• Start investing.



Contact Us:


E-mail: hello@13karat.in
13Karat partners with RBI-registered NBFCs, namely Transactree Technologies Private Limited (Lendbox), and Fintelligence Data Science Private Limited (RupeeCircle).