Calc[%] Debt planner PRO

With more than 100.000 Calc[%] downloads and growing there’s just no way you can loose with this app.

Calc[%] helps to decrease overpay (and save), to know your numbers and make informed decisions. Get an idea yet ?

Basically, there are TOP 3 things banks wish you forget so you’d pay more:

[1]. Bank don’t want you to remember how much will you actually overpay when taking a loan

Quick example, for a
- 100.000 loan
- with 10% interest
- for 10 years

..you will reward bank with 58.580 of your own money. KNOW YOUR NUMBERS!


[2]. You can reduce that overpay with early repayment

Another quick example with the loan above
- Paying early ONCE additional 1.000 with your monthly payment

..will save you up to 1.600 of interest overpay. Yes! 1,6 times. MATH!


[3]. You can ask for a better loan terms (from your bank or the other one) even for existing loan

Example with loan above. For same loan:
- with 5%
- for 5 years

.. your overpay would cost you 13.227 (comparing to 58.580). HUGE difference. It is.


Thats exactly what Calc[%] wants you to do: know your numbers, know and calculate your options. Easy.

App features:
- Convenient and informative reminders about each monthly payment
- Loan calculator and debt manager to track your progress
- Monthly accrual of interest of your loan
- Partial repayment of debt and interest that contributes to billing period
- Payout monitoring and payoff monitoring
- Financial operations simulator capability
- Payments debt and interest statistics
- Loan calculation with a down payment (initial payment) and without it
- Fits perfectly for car loan, mortgage or simple money loan planning
- No registration, sms, and yes you can smoke in lavatory


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When we decided to buy our first apartment we needed a tool to stop running to the bank to calculate payments, money and terms. The first version of this smart calculator appeared on my and my wife's phones.

When we paid in advance for a car loan and would like to know how much we save with each early payment - a second version was developed and we decided to share it with you!

Later, we realized that we need to be reminded. And not just to be reminded, but reminded the way we don't forget.

PS. Please note, that calculation is approximate and may slightly differ from a bank.